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BND wants you to Be Confident with your financial decisions and offers a variety of resources to help whether you are planning for college, already in college or out of college.

Apply for a Student Loan
Student loans are an investment in your future. Bank of North Dakota wants you to Be Confident with your student loan decisions and to find the one that suits you.

Refinance a Student Loan After College
You may choose to reduce your monthly payment or repay your student loan more quickly by refinancing with a lower interest rate. North Dakota residents are eligible to apply.

Repay your Student Loan
If you want to learn more about available options on your student loans, you will find all the information that you will need to know right here.
Be Confident with Your Decisions
BND has a comprehensive collection of information to assist in making the right decisions when it comes to your student loans. These include loan types, calculators, grants and scholarships.
Smart with My Money
SmartWithMyMoney.nd.gov provides a money personality assessment and then tailors content based on your age, knowledge gaps and interests. This tool can be used throughout your life – from your teenage years through retirement.
Have questions?
Let’s chat.
Connect with us Monday – Friday from 8 a.m. – 5 p.m. CT.
Call Us
(833) 397-0311
Email Us
studentloans@nd.gov
Start A Live Chat
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College SAVE 529 Plan
While college is a good investment, it is expensive. Tuition costs are likely to keep rising, so it’s good to have a plan. Start saving as early as possible. Every dollar saved today is one less you’ll need to find in grants, scholarships and student loans later.
North Dakota Dollars for Scholars
North Dakota Dollars for Scholars encourages postsecondary education attendance for North Dakota students. It offers statewide scholarship opportunities and supports local Dollars for Scholars chapters which provide local scholarship opportunities.
News
Stay up to date with the latest happenings and offerings from BND.
- Business Banking Associate IIIDeadline: 02/10/2025 The selected candidate will assist in streamlining the loan workflow process by coordinating with lead banks, BND business bankers, credit analysts, and BND loan servicing associates, while acting as a secondary point of contact for incoming calls and e-mails from lead banks as it relates to the business banker portfolios.
- Industrial Commission Authorizes Bank of North Dakota Ag Relief ProgramBISMARCK, N.D. – The North Dakota Industrial Commission today approved Bank of North Dakota’s 2024… Read more: Industrial Commission Authorizes Bank of North Dakota Ag Relief Program
- S&P Affirms Bank of North Dakota Credit RatingBISMARCK, N.D. – The Industrial Commission reports that Standard & Poor’s (S&P) affirmed Bank of… Read more: S&P Affirms Bank of North Dakota Credit Rating