Refinance after college

As of April 1, 2024, BND will only offer student loans to North Dakota residents attending an eligible in-state and out-of-state school, and out-of-state residents attending a North Dakota school. Click here for more information.

Refinancing your student loans may be a smart money move for you. Some borrowers choose to decrease the amount of their monthly payments while others pay the same amount every month and repay the loan more quickly. BND has two refinancing options based on your state of residence and borrowing history.

If you have questions, please contact us Monday through Friday from 8 a.m. to 5 p.m. CT using one of the convenient options below.

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Are you a ND resident?

The DEAL One Loan allows North Dakota residents to refinance student loans from one or more lenders into one new loan with one monthly payment. Federal student loans may be included when you refinance with the DEAL One. Learn more

If you have any questions, contact us or call 833.397.0311.

The DEAL Consolidation Loan is for non-North Dakota residents who have a DEAL Student Loan. This program allows you to refinance your DEAL Student Loans along with any other private/alternative education loans you have with other lenders into one new loan. Learn more

If you have any questions, contact us or call 833.397.0311.