Recent News

Calculators Can Help Prevent Unwanted Surprises

Surprises are great – sometimes. When it comes to budgeting and financials, it’s much better to be educated and make thoughtful decisions. BND has created a series of calculators to help you plan so you don’t take on too much student loan or credit card debt. Budget calculator Add up your income and subtract your Read More

The Perfect Month to Celebrate College Savings

May is the perfect month to recognize and celebrate 529 college savings plans. Why? Because like May flowers–with investment and time—they grow. Bank of North Dakota and KX News Network have partnered and are celebrating 529 plans in May by giving away five $529 contributions. Visit the collegesave4u.com to enter the drawing. Registration ends May Read More

Industrial Commission Authorizes Bank of North Dakota Programs to Assist Businesses in Pandemic Recovery Efforts

Bismarck- The North Dakota Industrial Commission today authorized the Bank of North Dakota (BND) to provide two financing programs to assist North Dakota businesses in obtaining long-term, low-interest loans to assist in the state’s economic recovery from the COVID-19 pandemic. The loan programs will help both small and large businesses to secure working capital and Read More

Bank of North Dakota Announces Partnership with EVERFI National Financial Bee

Bismarck – Bank of North Dakota announced that its College SAVE 529 plan is sponsoring the EVERFI National Financial Bee, taking place April 20-30, 2020. The National Financial Bee is a first-of-its-kind nationwide financial literacy challenge for students in grades 7-12. To participate in the National Financial Bee, students may complete five 15-minute modules before Read More

Worried about paying your bills? Here is helpful advice.

If you are wondering how you’ll pay your bills, you are not alone. The unpredictable impacts of the COVID-19 pandemic are widespread, but often include the concern of how you will pay your bills. We’ll give you some resources courtesy of the Consumer Financial Protection Bureau (CFPB) that should be helpful, but first and foremost, Read More

Keep Your Stimulus Check In Your Hands

With all the novel corona virus news going around, it can be difficult to know what is truth and what is fiction. Especially with all the information flying about regarding the financial stimulus that was approved by Congress. So, here are a few things to know about the upcoming increase in your account balance and Read More

Bank of North Dakota Announces Student Loan Relief Options

Bismarck – Bank of North Dakota (BND) shared its student loan relief plans to assist borrowers impacted by COVID-19 with the Industrial Commission today. Effective immediately, borrowers may request to defer payments for six months. The interest rate for variable rate borrowers decreases April 1, 2020, so BND will reduce payments to reflect the new Read More

There’s No Such Thing As A Secure SMS

Most of us rapid fire text messages every day without a second thought. In fact, the average person sends 67 SMS (Short Message Service) texts a day, with 6 billion sent daily in the U.S. alone. Would any of us ever imagine that every one of those texts are up for grabs for any bad Read More

Ag Disaster Relief Loan Program

This program provides relief for North Dakota farmers and ranchers negatively impacted by extreme weather conditions in 2019. BND has set aside $300 million for this program. Funds will be allocated on a first-come basis. Applications will be accepted until June 30, 2020 at 5 p.m. CT. Loan Terms Chattel: Up to a 10-year amortization Read More

Livestock Feed Program

This program is designed to assist with feed costs for livestock producers who can establish an expected shortfall in the amount of feed needed to sustain existing breeding livestock and backgrounding livestock operation levels for those impacted by the 2019 extreme weather conditions. Applications will be accepted until June 30, 2020 at 5 p.m. CT. Read More

Industrial Commission Authorizes Second Bank of North Dakota Relief Loan Program for Farmers and Ranchers

Bismarck- The North Dakota Industrial Commission today approved a second Bank of North Dakota (BND) loan program to help the state’s farmers and livestock producers cover operating shortfalls and term debt payments, and to restructure existing debt. The Ag Disaster Relief Loan Program allows up to a 10-year amortization for chattel and up to a Read More

Advantage: North Dakota

Bank of North Dakota released its first joint publication with the North Dakota Department of Commerce. Advantage: North Dakota highlights economic development activities and funding opportunities happening in our state. The publication, which will be released 2-4 times year, can be quickly skimmed through and offers links to more information. View the first Advantage: North Read More

Fake Invites Dupe Outlook And Google Calendar Users

The Better Business Bureau’s Scam Tracker has been very busy. The organization posted a scam alert involving Outlook and Google Calendar users and fake events posted to their accounts. “Calendar spam” is a new and very real problem that can lead to stolen identity and malware. Users can sync Google and Outlook, so a bogus Read More

Industrial Commission Authorizes a Bank of North Dakota Feed Loan Program For Stressed Livestock Producers

Bismarck - The North Dakota Industrial Commission today approved a new Bank of North Dakota (BND) feed loan program to help the state’s livestock producers cover the cost of feed as they deal with the effects of extreme weather on their operations. The Livestock Feed Loan Program will assist active livestock producers anticipating an expected Read More