Recent News

FAFSA videos simplify the application process

The FAFSA can be completed in about 30 minutes if you know what to expect and have the information you need at your fingertips. We’ve created a series of short videos to explain different aspects of student financial aid and common areas where people have questions in completing the FAFSA. Overview of the financial aid Read More

Financial literacy workshops are a hit!

Bank of North Dakota is committed to helping residents make smart financial decisions. In fact, we believe the need for education is so critical that we’ve dedicated a full-time employee to the effort. Lance Hill has participated in financial literacy efforts for the Bank for more than 10 years. The most popular presentations include:   Read More

Why is financial literacy so important today?

Major shifts in the economic practices in our country are the impetus for increasing financial literacy. According to Kristina Zucchi, CFA, in a recent Investopedia article, Americans have more financial decisions to make than ever. Past generations relied on pension plans for retirement. As that practice has changed to a variety of retirement investment options Read More

Predicting the future

The crystal ball concept is a good one. If we could just see into the future, we would know if Decision A leads to Outcome A, or if we choose Decision B, what change does that make to give us Outcome B? The North Dakota Legislature frequently asks these types of questions, and now with Read More

Inspiration engineered: The Myriad Mobile story

Inspiration engineered: The Myriad Mobile story Myriad Mobile is a story sure to encourage any entrepreneur. The combination of relentlessly pursuing a successful business model and accessing the ‘myriad’ of financing options to accomplish them has been their recipe for success. Please tell us about Myriad Mobile. When did you start? What services do you Read More

Create A Strong And Unique Password For Every Account

It’s not the newest trend. In fact, it’s rather old news. It’s still important to use strong passwords, use passphrases, and YES! Passwords really do still get cracked. The many techniques for obtaining passwords over the years have become more sophisticated, but the tried and true methods still work. The top methods for cracking passwords, Read More

A parent’s guide to completing the FAFSA

Known by many as “the FAFSA,” the Free Application for Federal Student Aid is a form completed annually by students planning to attend college for both undergraduate and graduate courses. Colleges use the FAFSA information to determine the student’s eligibility for student financial aid. Student financial aid could include grants, scholarships, work-study programs and student Read More

College Application Month

Way to go North Dakota! More than 130 high schools have registered to host an event during College Application Month this October. When seniors apply to a North Dakota college during their school’s event, Bank of North Dakota pays one $35 application fee per student. College Application Month (CAM) is part of a national initiative Read More

Don’t Grab That Bait! Workplace Email Phishing Tips

Unless you’ve been under a rock, you know that email phishing is a favorite and effective hacker tool worldwide. A report by the Ponemon Institute and Keeper Security finds negligent employees are the #1 cause behind data breaches at small-to-medium-size businesses (SMBs), and phishing emails are the #1 form of attack on those employees. According Read More

81% Of Company Data Breaches Due To Poor Passwords

Managing employee passwords is a struggle for most businesses in the U.S. and worldwide. It is costly maintaining healthy password security, but not having it can be enormously costly. According to the recent Verizon Data Breach Investigations Report, over 70% of employees reuse passwords at work. The report finds a staggering “81% of hacking-related breaches leveraged either Read More

Get a new lease on life: Your guide to off-campus housing

For many college students, the independence that comes with living off campus teaches valuable life skills, such as paying bills, cooking, cleaning and managing a household. But sometimes the responsibilities of off-campus living can be a bit overwhelming. You need to learn how to navigate lease terms and communicate with your landlord. Here are a Read More

Become a credit card shark: Five tips for managing credit in college

Imagine you’re shopping online for back-to-school shoes when you spy an amazing pair of Nikes. They’re your favorite color, they have the perfect amount of traction and they only cost… $145. Whoa. Now you have a real dilemma on your hands. You don’t get your paycheck for another three weeks and even then you won’t Read More

Turn Friday night pizza into student debt freedom: Five tips for saving money and investing in your future

During your first few weeks of college, the next four years seem to stretch before you like a never-ending road. But before you know it, a semester has passed. Then, an entire school year.  Suddenly you find yourself halfway through your college career and about $14,000 in student debt. Yikes! At this rate, your post-grad Read More

Five ways to make summer reading a walk in the park

School’s out, the sun is shining, the grass is green and you can’t wait to hang out at the pool with friends. But wait a second… you’re only two years away from starting college (or scarier yet, only one year away). Didn’t your school counselor say something about preparing for college over the summer? Chances Read More