An official website of the State of North Dakota
B3 Explained: A New Forum for North Dakota’s Financial Leaders
Banking Beyond Boundaries (B3) is an executive-level event designed to prepare North Dakota’s financial institutions for the future of financial services. Building on the success of the Banking Beyond Boundaries conference, B3 offers smaller, focused gatherings that spark candid dialogue, practical ideas, and actionable partnerships. Each B3 will explore different emerging trends such as fintech, digital payments, and policy innovation, so your institution is ready for what’s next. Click here to view the event program (PDF).
Agenda
Barry Hall, NDSU | 811 2nd Ave N, Fargo
- 5:00 p.m. – 7:00 p.m. – Social
Fireside Chat: Finance, Technology and Tomorrow
Jasper Hotel | 215 Broadway N, Fargo
- 7:30 a.m. – 9:00 a.m. – Breakfast
- 9:00 a.m. – 10:00 a.m. – Keynote
- 10:30 a.m. – 12:00 p.m. – Cohort 1
- 12:00 p.m. – 1:00 p.m. – Lunch
- 1:00 p.m. – 2:30 p.m. – Cohort 2
- 4:00 p.m. – 7:00 p.m. – Social Event
Jasper Hotel | 215 Broadway N, Fargo
- 7:30 a.m. – 8:30 a.m. – Breakfast
- 8:30 a.m. – 10:00 a.m. – Cohort 3
- 10:30 a.m. – 12:00 p.m. – Cohort 4
Stablecoins & Digital Assets Safe Payment Rails for Modern Banking
B3 Event April 6-8 – Fargo
Digital assets are changing how money moves. Stablecoins, backed by the U.S. Treasury and federally regulated, may offer more consistent price stability. They’re already used worldwide for faster payments and lower costs, and major payment networks are adopting them. Meanwhile, more consumers are becoming comfortable with digital currency, which is further driving demand.
For North Dakota’s banks and credit unions, this represents both a challenge and an opportunity. Our financial institutions have always been pillars of trust and stability, serving communities that value personal relationships and local decision-making. But as technology reshapes the financial landscape, institutions must understand what’s happening, evaluate the risks, and determine how these tools fit into their strategies.
B3 provides a focused setting to explore what stablecoins and digital assets mean for banking in North Dakota.
Speaker Lineup
Don Morgan
CEO/President
Bank of North Dakota
Brooke Ybarra
Senior Vice President of Innovation & Strategy
American Bankers Association
Michael Hsu
Former Acting Comptroller
U.S. Office of the Comptroller of the Currency (OCC)
Steven Wager
Digital Asset Product and Operation
Fiserv
Cameron Goldberg
Sales Director, North America
Fireblocks
Alex Johnson
Founder
Fintech Takes
Rick Geloff
Chief Innovation Officer
Bank of North Dakota
Strengthening North Dakota’s Financial Infrastructure While Preserving Autonomy
B3 is about building a stronger, more resilient financial foundation for North Dakota. Every community and every financial institution across the state plays a role in reinforcing our financial infrastructure while maintaining the local decision-making that defines North Dakota’s independence.
Tokenization & Embedded Banking
B3 Event Fall 2026 – Medora
.
We understand the fintech industry is evolving quickly, and BND is here to help you stay ahead.
We offer informational resources, such as the in-person Fintech Roadshow and Know Your BND webinars. You will find additional details on our website and social media channels. If you would like to connect, our staff is available for conversations or to arrange a presentation for your organization.