• Skip to primary navigation
  • Skip to main content
An official website of the State of North Dakota
Photo of the BND Logo in full color

Bank of North Dakota

Photo of the BND Logo in full color
  • Home
  • About BND
    • The BND Story
    • Leadership
    • Mission, Vision, Core Values
    • BND Operations
    • BND Open Meetings
    • Job Opportunities
    • News
    • Contact Us
  • Education Funding
    • Be Confident with Your Decisions
          • Be Confident with Your Decisions


          • Smart with My Money
          • FAFSA Facts
          • College Cost Guide
          • Student Loan Application Steps
          • Cosigning Student Loans
          • Salary-to-Debt Calculator
          • Earn College Credits During High School
          • North Dakota Dollars for Scholars
          • Scholarships and Grants
          • College SAVE 529
          • Educational Materials
    • Apply for a Student Loan
          • Apply for Student Loan


          • Apply for a DEAL Student Loan
          • Access Your In-progress Loan Application
          • DEAL Student Loan
          • Career Education & Alternative Learning (CEAL) Loan
          • Addiction Counselor Internship Loan (ACIL)
          • Information for Cosigners
          • Information for Financial Aid Offices
          • DEAL Student Loan Calculator
          • Salary-to-Debt Calculator
    • Refinance a Student Loan After College
          • Refinance a Student Loan After College


          • Apply to Refinance Your Loan
          • DEAL One Loan
          • DEAL One Student Loan Calculator
          • Information for Cosigners
    • Repay Your Student Loan
          • Repay Your Student Loan


          • Log in to Your Account
          • Manage Your Student Loan Online
          • Information for Cosigners
          • How to Make a Payment
          • Repayment Plans
          • Difficulty Making Payments
          • Career-based Loan Repayment Options
          • Understand Your Statement
          • Frequently Asked Questions (FAQ)
          • Repayment Calculator
    • College SAVE
  • Loans
    • Ag Loans
          • Ag Loans


          • 2024 Ag Disaster Relief Loan Program
          • Ag Commodity Export Enhancement Program
          • Agriculture Diversification and Development Fund
          • Ag PACE
          • Beginning Farmer Chattel Loan
          • Beginning Farmer Real Estate Loan
          • Biofuels PACE Program
          • Envest
          • Established Farmer Real Estate Loan
          • Family Farm Loan Program
          • Farm and Ranch Bank Participation Loan Program
          • Farm Operating Loan Program
          • Farm Real Estate Loan Guarantee Program
          • First Time Farmer Finance Program
          • FSA Guaranteed Loan Purchase Program
          • Ag Lending Calculator
    • Business Loans
          • Business Loans


          • Accelerated Growth Loan Program
          • Bank Participation Loan Program
          • Bank Stock Loan
          • Beginning Entrepreneur Loan Guarantee
          • Bulk Propane Storage Tank Revolving Loan Fund
          • Business Development Loan Program
          • Clean Sustainable Energy Authority Loan Fund (CSEA)
          • Export Enhancement Program
          • Flex PACE for Affordable Housing
          • Flex PACE Program
          • Legacy Investment for Technology Loan Fund (LIFT)
          • Match Program
          • PACE Program
          • SBA Guaranteed Loan Purchase Program
          • USDA Guaranteed Loan Purchase Program
          • Value-added Guarantee Loan
          • Venture Capital Fund
    • Infrastructure Loans
          • Infrastructure Loans


          • BND Infrastructure Revolving Loan Fund
          • Critical Financial Need Program for Political Subdivisions
          • Health Information Technology Fund
          • Legacy Infrastructure Loan Fund
          • Medical Infrastructure Loan Fund
          • School Construction Assistance Revolving Loan Fund
          • Water Infrastructure Revolving Loan Fund
    • Education Funding
          • Education Funding


          • Be Confident with Your Decisions
          • Apply for a Student Loan
          • Refinance a Student Loan After College
          • Repay Your Student Loan
  • Bank Services
    • Financial Institutions
          • Financial Institutions


          • Automated Clearing House (ACH)
          • BND Direct Cash Management
          • Bond Accounting
          • Coin & Currency
          • Collateral Valuation Services
          • Deposit Accounts
          • Executive Analytics
          • Fed Activity Settlement
          • Federal Funds
          • Federal Funds Sweep
          • Government Security Purchases
          • Item Processing
          • Letter of Credit Pledge for Public Deposits
          • Loan Payments
          • Pledging Services
          • Repurchase Agreements
          • Safekeeping
          • Stress Testing Model
          • Wire Transfers
    • Government
          • Government


          • Automated Clearing House (ACH)
          • BND Direct/Cash Management
          • Bond Registrar
          • Certificates of Deposit
          • Checking and Savings Accounts
          • Disputed Royalty Payments
          • Escrow Agent
          • Government Security Purchases
          • Merchant Services
          • Oil and Gas Cash Bond
          • Paying Agent
          • Positive Pay
          • Remote Deposit Capture
          • Safekeeping
          • Trustee
          • Wire Transfers
    • Public
          • Public


          • ABLE Plan
          • Certificate of Deposit
          • Checking and Savings Accounts
          • Online and Mobile Banking
          • Electronic Funds Transfer Disclosure
          • Foreign Currency
          • Loan Payments
          • Wire Transfers
  • Account Login
        • Account Login and New User

          Access your Bank of North Dakota (BND) online account anytime, anywhere. If you are a New User, choose your account and follow the steps to open your online account.

          Agriculture
          Loans
          Business
          Loans
          Home
          Loans
          Student
          Loans
          Checking/
          Savings
        • Business, Government, and Financial Institutions Login

          Businesses, Government agencies and Financial Institutions access your BND online account anytime, anywhere.

          BND
          Direct
          Secure
          Transfer
          Investment
          Portal
          Infrastructure
          Loan
  • Show Search
Hide Search

Education Resources

Home » Education Resources

Bank of North Dakota (BND) Resources

BND is your resource to help students make confident decisions on planning and paying for postsecondary education.


Click the program names below for more information or contact our Education Outreach Team to make a connection and discuss ways we may be able to partner with your school.


SmartWithMyMoney.nd.gov

You may find this free resource, supported by the state of North Dakota, helpful to meet curriculum requirements on personal finance. Students also learn about how their unique money personality impacts the decisions they make about money. The resource provides 34 standard financial literacy courses, a library of over 120 financial topics, and more than 2,800 pieces of content including articles, videos, tools and courses.

Consider implementing Smart with My Money in your school’s curriculum. It is available on PowerSchool under the ND Education Portal. Families are also encouraged to visit SmartWithMyMoney.nd.gov from home to create their free account.

SmartWithMyMoney.nd.gov

Dual Credit Assistance Program

BND accepts applications from eligible students for financial assistance to pay for dual credit courses. Funding may be limited.

Dual Credit Assistance Program

North Dakota Dollars for Scholars

High school seniors and college students who are attending or have graduated from a North Dakota high school may apply for scholarships annually. Just one application connects them to a variety of scholarship opportunities.

North Dakota Dollars for Scholars

FAFSA Resources

The FAFSA opens October 1. BND has resources to help your students and their families complete it. You can also request a virtual or in-person FAFSA presentation and an optional FSA ID workshop from BND.

FAFSA Resources

College Application Month

College Application Month is part of a national initiative to increase the number of first-generation and low-income students pursuing a college degree or other higher education credential. North Dakota high schools can be a part of it by hosting an event in October. BND offers tips and resources to help with event planning and pays for one $35 application fee per senior when they apply to a North Dakota college during your school’s event.

Sign up before the prior school is out, so we can plan for resources.

College Application Month

Financial Literacy Presentations

At BND, we believe when our students make smart financial decisions, they thrive. BND provides in-person and virtual presentations on a variety of financial topics. Contact us at 701.425.1482 for more information or fill out a request for presentation form.

Financial Literacy Presentations

Educational Print Materials

Free educational materials from BND are created to help students and their families make confident decisions when planning for life after high school. You can request printed copies for your students or download electronic files.

Educational Print Materials

College Fit Game

This activity helps students practice selecting “good fit” colleges based on a variety of academic, social, financial, and other needs.

College Fit Game

Student Loans

BND wants students to Be Confident with their student loan decisions. They can research and learn facts about how career and student loan decisions may impact their future finances.

Student Loans

College SAVE 529 Plan

The state-sponsored 529 plan, administered by BND, helps families save for college tax-free and offers three match programs to help them save even more.

College SAVE 529 Plan


To receive timely updates from BND, please email Lance Hill, Leader of Education and Financial Literacy, and ask to be added to our contact list.


Footer

Photo of the BND Logo in white

Bank of North Dakota

PO Box 5509
1200 Memorial Hwy
Bismarck, ND 58506-5509
E:Email BND: bnd@nd.gov
TF:Toll-Free Phone Number: (800) 472-2166 P:Local Phone Number: (701) 328-5600 TTY:TTY: (800) 366-6888

About BND

  • Contact Us
  • BND Operations
  • Job Opportunities
  • Mission, Vision, Core Values
  • The BND Story

Resources

  • College Cost Guide
  • College SAVE 529
  • Forms
  • Smart with My Money
  • ND Dollars for Scholars

Financials

  • Annual Reports
  • Credit Rating
  • Financing Reports
  • Interest Rates
  • Quarterly Reports

Securities & Policies

  • Disclaimer
  • Privacy Policy
  • Security & Fraud
  • USA Patriot Act
  • Whistleblower Hotline

Connect with BND on social media

  • Facebook
  • Instagram
  • LinkedIn
  • YouTube
  • X (Twitter)

Copyright © 2025 Bank of North Dakota. All right reserved.
The documents on bnd.nd.gov require Adobe Acrobat Reader to view and print.

  • Accessibility Statement
  • Privacy Policy