Be Confident with your student loan decisions.

How much is too much student loan debt?

Financial advisors recommend that your monthly student loan payment be no more than 8% of the gross income you will receive with your certificate, diploma or degree when you graduate. Use our calculator to figure the total amount.

Salary-to-Debt Calculator

Hear the stories of our Be Confident ambassadors

What’s Your Be Confident Story?

If you are between the ages of 15 and 24 as of September 1, 2023, submit a video about your #MyBeConfidentStory for a chance to win one of ten $500 scholarships.

Learn More

Step 1:
Research. Know the facts before you make career and student loan decisions.

Student Loans
There’s a whole new vocabulary that comes with taking out a student loan. Understand your commitment before signing the agreement.
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Financial Education
Making good financial decisions every step in your journey simplifies life. Ask the right questions so you can be successful.
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Parent and Student Resources
Learn about scholarships, the FAFSA, planning for college and much more!
Learn More

Step 2:
Have more questions? Let’s Chat.

Connect with us Monday through Friday from 8 a.m. to 5 p.m. CT.

  • Call Us

    833.397.0311

  • Email Us

    studentloans@nd.gov

  • Schedule a virtual appointment

  • Start A Live Chat

    See icon in the lower right corner to connect.

Step 3:
Take action. I’m ready to:

  • Apply for a Student Loan

  • Refinance My Student Loans

  • Start a College SAVE Account

  • Manage My Student Loan

Hear the stories of our Be Confident ambassadors

Filling out
the FAFSA

Photo of a father and son looking at a laptop