Be Confident with your student loan decisions.

How much is too much student loan debt?

Financial advisers recommend that your monthly student loan payment be no more than 8% of the gross income you will receive with your certificate, diploma or degree when you graduate. Use our calculator to figure the total amount.

Salary-to-Debt Calculator

Step 1:
Research. Know the facts before you make career and student loan decisions.

Student Loans
There’s a whole new vocabulary that comes with taking out a student loan. Understand your commitment before signing the agreement.
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Financial Education
Making good financial decisions every step in your journey simplifies life. Ask the right questions so you can be successful.
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Parent and Student Resources
Learn about scholarships, the FAFSA, planning for college and much more!
Learn More

Step 2:
Have more questions? Let’s Chat.

Connect with us Monday through Friday from 8 a.m. to 5 p.m. CT.

  • Call Us

    833.397.0311

  • Walk-in Visit

    No appointment necessary.

  • Start A Live Chat

    See icon in the lower right corner to connect.

Step 3:
Take action. I’m ready to:

  • Apply for a Student Loan

  • Refinance My Student Loans

  • Start a College SAVE Account

  • Manage My Student Loan

Hear the stories of our Be Confident ambassadors

Filling out
the FAFSA

Photo of a father and son looking at a laptop