Category: College Planning

Calculators Can Help Prevent Unwanted Surprises

Surprises are great – sometimes. When it comes to budgeting and financials, it’s much better to be educated and make thoughtful decisions. BND has created a series of calculators to help you plan so you don’t take on too much student loan or credit card debt. Budget calculator Add up your income and subtract your Read More

The Perfect Month to Celebrate College Savings

May is the perfect month to recognize and celebrate 529 college savings plans. Why? Because like May flowers–with investment and time—they grow. Bank of North Dakota and KX News Network have partnered and are celebrating 529 plans in May by giving away five $529 contributions. Visit the collegesave4u.com to enter the drawing. Registration ends May Read More

Completed the FAFSA. Congratulations. What Comes Next.

When you complete the FAFSA, you’ll need to list schools you’re interested in attending. Your FAFSA application is sent to those schools, and the ones that you’ve applied to and been accepted to will send you financial aid offer letters stating how much you can receive in financial aid. In addition to grants, scholarships and Read More

6 Items to Complete the FAFSA Faster

The FAFSA process has been greatly simplified. If you have the following information at your fingertips, it takes most people about an hour to complete. Federal Student Aid ID (FSA ID) for both the parent and the student. You apply for this online at fsaid.ed.gov. Student’s Social Security number and date of birth 2018 federal tax Read More

The FAFSA is the First Step in the Financial Aid Process but What is It?

The Free Application for Federal Student Aid (FAFSA) is the first step in the college financial aid process. It must be completed every year by students seeking financial aid. Financial aid includes grants, scholarships, work-study programs and student loans. The application is free to complete. Don’t let anyone scam you and offer to complete it Read More

May: the perfect month to celebrate college savings

May is the perfect month to recognize and celebrate 529 college savings plans. Why? Because like May flowers–with investment and time—they grow. Bank of North Dakota and KX News Network have partnered and are celebrating 529 plans in May by giving away five $529 contributions. Registration for the drawings ends May 29, 2019. The five Read More

FAFSA videos simplify the application process

The FAFSA can be completed in about 30 minutes if you know what to expect and have the information you need at your fingertips. We’ve created a series of short videos to explain different aspects of student financial aid and common areas where people have questions in completing the FAFSA. Overview of the financial aid Read More

Get a new lease on life: Your guide to off-campus housing

For many college students, the independence that comes with living off campus teaches valuable life skills, such as paying bills, cooking, cleaning and managing a household. But sometimes the responsibilities of off-campus living can be a bit overwhelming. You need to learn how to navigate lease terms and communicate with your landlord. Here are a Read More

Become a credit card shark: Five tips for managing credit in college

Imagine you’re shopping online for back-to-school shoes when you spy an amazing pair of Nikes. They’re your favorite color, they have the perfect amount of traction and they only cost… $145. Whoa. Now you have a real dilemma on your hands. You don’t get your paycheck for another three weeks and even then you won’t Read More

Turn Friday night pizza into student debt freedom: Five tips for saving money and investing in your future

During your first few weeks of college, the next four years seem to stretch before you like a never-ending road. But before you know it, a semester has passed. Then, an entire school year.  Suddenly you find yourself halfway through your college career and about $14,000 in student debt. Yikes! At this rate, your post-grad Read More

Five ways to make summer reading a walk in the park

School’s out, the sun is shining, the grass is green and you can’t wait to hang out at the pool with friends. But wait a second… you’re only two years away from starting college (or scarier yet, only one year away). Didn’t your school counselor say something about preparing for college over the summer? Chances Read More

Test out of freshman year: Your guide to CLEP and DSST exams

What if you could skip college classes because you already learned the material in high school? Better yet, what if you could graduate a semester early and jump start your career, saving yourself time and money? If you take a College-Level Examination Program (CLEP) or DANTES Subject Standardized Test (DSST) exam after your senior year Read More

Conquering debt phobia: How to shop smart for student loans

The mere thought of paying student loans sends most college students reeling, but student debt doesn’t have to be a cause for nightmares. With careful planning and research, students can minimize their financial need and find borrowing options that will set them up for success. Check out these four keys to conquering debt phobia and Read More

Five reasons why job shadowing helps benefit your future career

Picture this. You’re a high school senior trying to decide between two different majors. On one hand, you’ve always dreamed about attending medical school, but you’re worried you won’t like working long hours at the clinic. On the other hand, you love music and think you have what it takes to be a band teacher, Read More