Business Loans

All of BND’s business lending programs work with the local lender as the borrower’s first contact. The local lender initiates the loan application with BND on behalf of the borrower.

This program provides loan participation financing to assist financial institutions and their customers. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Bank Stock Loans provides financing options for acquisitions or refinancing of a North Dakota financial institution’s stock. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The Beginning Entrepreneur Loan Guarantee provides a loan guaranty to an originating lender providing business start-up financing or early stage business expansion. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795

The Business Development Loan Program assists new and existing businesses in obtaining loans when they have a higher degree of risk. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Export Enhancement Program provides a guarantee under the Export-Import Bank’s Equipment Export Enhancement Program for North Dakota equipment manufacturers. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Flex PACE for Affordable Housing provides financing with an interest buydown for new affordable multi-family housing units and non-residential child care projects, new or expanding, licensed in North Dakota. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Flex PACE provides financing with an interest buydown for businesses deemed eligible by their local economic development entity. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Match Program provides competitive interest rates to eligible, financially strong companies looking to move to or expand in North Dakota. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

PACE Loans provide financing with an interest buydown for eligible businesses which create jobs. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795

Through the SBA Guaranteed Loan Purchase Program, BND purchases the SBA guarantee, lowering the interest rate for borrowers. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

BND purchases a USDA guarantee, lowering the interest rate for the borrower. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Venture Capital Fund provides gap financing between loans and equity for business start-up financing. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.