Business Loans
All of BND’s business lending programs work with the local lender as the borrower’s first contact. The local lender initiates the loan application with BND on behalf of the borrower.
The Accelerated Growth Loan Program assists North Dakota-based companies anticipating a period of dynamic growth. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795
This program provides loan participation financing to assist financial institutions and their customers. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Bank Stock Loans provides financing options for acquisitions or refinancing of a North Dakota financial institution’s stock. Learn more
Bank Stock Loan Application (PDF)
Bank Stock Loan Application – Individual (PDF)
Personal Cash Flow Statement (PDF)
Personal Financial Statement (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
If you have any questions, contact us or call 701.328.5795.
The Beginning Entrepreneur Loan Guarantee provides a loan guaranty to an originating lender providing business start-up financing or early stage business expansion. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
Beginning Entrepreneur Loan Guarantee Program Lender Payment History (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795
The Bulk Propane Storage Tank Revolving Loan Fund, established in 2023 by the North Dakota Legislature, provides loans to propane retailers for the purchase and installation of storage containers for bulk storage of propane. This is a revolving loan fund with an initial appropriation of $5 million. Applications will be accepted as long as funds are available. Learn more
Bank Participation Loan Application (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795
The Business Development Loan Program assists new and existing businesses in obtaining loans when they have a higher degree of risk. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Clean Sustainable Energy Authority Loan Fund (CSEA)
The purpose of the Clean Sustainable Energy Authority is to support research, development, and technological advancements through partnerships and financial support for the large scale development and commercialization of projects, processes, activities, and technologies that reduce environmental impacts and increase sustainability of energy production and delivery.
Applicants should apply through the North Dakota Industrial Commission to utilize funding.
Export Enhancement Program provides a guarantee under the Export-Import Bank’s Equipment Export Enhancement Program for North Dakota equipment manufacturers. Learn more
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Flex PACE for Affordable Housing provides financing with an interest buydown for new affordable multi-family housing units and non-residential child care projects, new or expanding, licensed in North Dakota. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Flex PACE provides financing with an interest buydown for businesses deemed eligible by their local economic development entity. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Match Program provides competitive interest rates to eligible, financially strong companies looking to move to or expand in North Dakota. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
PACE Loans provide financing with an interest buydown for eligible businesses. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
Community Percentage Factors (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795
Through the SBA Guaranteed Loan Purchase Program, BND purchases the SBA guarantee, lowering the interest rate for borrowers. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
BND purchases a USDA guarantee, lowering the interest rate for the borrower. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
The Value-added Guarantee Loan assists North Dakota-based companies that want to invest in value-added agriculture and energy products that add value to North Dakota commodities. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Venture Capital Fund provides gap financing between loans and equity for business start-up financing. Learn more
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
NMLS# NDER412611