Public

Bank of North Dakota (BND) offers basic checking and savings accounts and other retail banking services to North Dakota residents. To prove North Dakota residency, an individual must have a North Dakota driver’s license and a physical address in North Dakota. A business must have a physical address in North Dakota and at least one signatory on the account must be a North Dakota resident.

Because of our unique structure as a state-owned bank, it is the Bank’s policy not to compete with the private sector for retail deposits. Therefore, convenience products such as ATM cards, debit cards, credit cards or online bill pay are not offered. BND has one location at 1200 Memorial Highway in Bismarck, North Dakota. In order to open a checking or savings account or purchase a CD, you must come to the Bank location during business hours, 8 a.m. – 5 p.m. CT, Monday – Friday.

ABLE Plan

An Achieving a Better Life Experience Act (ABLE) savings account is for individuals with disabilities and their families. ABLE is similar to a 529 college savings plan. Earnings grow tax free when saved for a variety of qualified expenses. Learn more

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5880.

CDs

CDs are available to North Dakota residents for a minimum of $100. You must come to Bank of North Dakota at 1200 Memorial Highway in Bismarck, North Dakota in order to establish the certificate.

CD Rates
Effective as of 08/21/2017
CD Rates
Effective as of 08/21/2017
Term Interest Rate
30 Days 0.07% APY
60 Days 0.07% APY
90 Days 0.07% APY
180 Days 0.15% APY
1 Year 0.30% APY
2 Year 0.45% APY
3 Year 0.75% APY
4 Year 1.00% APY
5 Year 1.35% APY
CD Rates
Effective as of 08/21/2017
Term 30 Days
Interest Rate 0.07% APY
Term 60 Days
Interest Rate 0.07% APY
Term 90 Days
Interest Rate 0.07% APY
Term 180 Days
Interest Rate 0.15% APY
Term 1 Year
Interest Rate 0.30% APY
Term 2 Year
Interest Rate 0.45% APY
Term 3 Year
Interest Rate 0.75% APY
Term 4 Year
Interest Rate 1.00% APY
Term 5 Year
Interest Rate 1.35% APY
Annual Percentage Yield (APY): The effective annual rate of return taking into account the effect of compounding interest.

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5618

Checking accounts are available to North Dakota residents. You must come to the Bank location to open the account. BND does not offer debit cards nor have ATM machines. Learn more

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5618

Foreign Currency

North Dakota residents can order foreign currency in person at BND. If you are from outside the Bismarck-Mandan area and wish to order foreign currency, work with your local financial institution and they can order through BND on your behalf.

If ordering through BND,  place the order five business days before you will pick up the funds. If ordering through your local financial institution, provide them adequate notice to ensure you receive the funds in a timely manner.

Fee: You must pay a fee plus the U.S. equivalent of the amount you wish to receive when ordering.

Utilize the contact button above for contact information.

 

Canadian Currency Exchange Rates
Rate last changed July 12, 2017
Canadian Currency Exchange Rates
Rate last changed July 12, 2017
BND buys Canadian currency at BND sells Canadian currency at
0.76% 0.80%
Canadian Currency Exchange Rates
Rate last changed July 12, 2017
BND buys Canadian currency at 0.76%
BND sells Canadian currency at 0.80%
Please note that the above rate is subject to change without notice due to the periodic volatility of foreign currency exchange rates.

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5618

Foreign Drafts

BND customers can order a foreign draft in person at BND. North Dakota residents who are not customers or live outside the Bismarck-Mandan area can order a draft through their local financial institution. You will be charged a fee for a foreign draft. Please contact us for more information.

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5618

Loan Payments

Loan payments may be made online or by mailing your payment to:

BND Loan Operations
PO Box 5509
Bismarck, ND 58506

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5759.

Savings accounts are available to North Dakota residents. You must come to the Bank location to open the account. BND does not offer debit cards nor have ATM machines. Learn more

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5618

Wire Transfers

Wire transfers are available for customers with a BND deposit account. All wire transfers must be initiated in person at BND.

BND offers this service to residents of North Dakota. If you have questions, contact us or call 701.328.5618