Bank of North Dakota serves as the depository agency and provider of banking services for all North Dakota agencies.
Automated Clearing House (ACH)
Originate ACH payments, process payroll files, accounts payable files and move money electronically.
Your BND Checking Account allows you to efficiently manage your funds on a daily basis.
Government Security Purchases
Customers may request the purchase or sale of any government security through BND with corresponding safekeeping fees for deliveries waived.
Merchant Card Services
BND coordinates acceptance of credit card payments for all state agencies. State agencies and higher education institutions are required by Century Code to use BND’s merchant card program for credit card processing.
You may accept Visa, MasterCard, Discover and American Express online or through a terminal. If using a terminal, the agency purchases its own terminal(s) or contracts with a third party such as PayPal. Rates depend on the type of credit cards you accept and how you accept the credit card.
BND can electronically compare and match your issued checks with cleared items and present exceptions for you to review daily.
The checks you issue are matched with the checks received for payment. Log in daily to check the exceptions so you can accept or return the checks. Every day, BND sends you a file with cleared items which you can upload into your system to automate the reconciliation process.
Remote Deposit Capture
Checks can be scanned from multiple locations and transmitted to BND for deposit to your account.
Wire transfers move quickly and safely through BND. Domestic wires can be initiated by phone or online; international wires must be initiated by phone. The outgoing international wire deadline is 3:30 p.m. CT and domestic is 4:00 p.m. CT.