Government
Bank of North Dakota serves as the depository agency and provider of banking services for all North Dakota agencies.
Automated Clearing House (ACH)
Originate ACH payments, process payroll files, accounts payable files and move money electronically.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5644
Features include ACH services, Balance Reporting, Bank Reporting, Book Transfers, Wire Transfers and Account Administration. Learn more
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5644
Bond Registrar
BND maintains the registry for bond owners and the balances held for municipal bonds.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5612
Certificates of Deposit
CDs are available in any amount starting at $100.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5615.
Checking Account
Your BND Checking Account allows you to efficiently manage your funds on a daily basis.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5615.
Disputed Royalty Payments
BND serves as a depository agent for disputed royalties.
BND offers this service to state agencies in North Dakota. If you have questions, contact us or call 701.328.5612
Escrow Agent
BND acts as a neutral third party to hold assets, invest and oversee distribution of the funds.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5612
Government Security Purchases
Customers may request the purchase or sale of any government security through BND with corresponding safekeeping fees for deliveries waived.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5678
Merchant Card Services
BND coordinates acceptance of credit card payments for all state agencies. State agencies, boards, commissions and higher education institutions are required by Century Code to use BND’s merchant card program for credit card processing.
You may accept Visa, MasterCard, Discover and American Express through a variety of acceptance methods such as using a terminal in your office or having customers pay online. Rates depend on the type of credit cards you accept and the method the card is processed, or there is a new option to pass the credit card processing fees on to the consumer. Please contact us for additional information.
Merchant Agreement (PDF)
Merchant Account Application (PDF))
BND offers this service to state agencies, boards, commissions and higher education institutions in North Dakota. If you have questions, contact us or call 701.328.5630
Oil and Gas Cash Bond
BND provides a cash bond in lieu of a surety bond.
BND offers this service to state agencies in North Dakota. If you have questions, contact us or call 701.328.5612
Paying Agent
BND distributes payments to bond holders on behalf of the issuer.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5612
Positive Pay
BND can electronically compare and match your issued checks with cleared items and present exceptions for you to review daily.
The checks you issue are matched with the checks received for payment. Log in daily to check the exceptions so you can accept or return the checks. Every day, BND sends you a file with cleared items which you can upload into your system to automate the reconciliation process.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5645.
Remote Deposit Capture
Checks can be scanned from multiple locations and transmitted to BND for deposit to your account.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5645
BND provides a safekeeping service for U.S. Treasury securities, federal agency securities, corporate bonds, municipal bonds, money market investments and mortgage-backed securities. Learn more
Trade Information (PDF)
Certificate (PDF)
Repurchase Security Information (PDF)
Portal Authorization (PDF)
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5607
Savings Account
Your BND savings account allows you to easily manage longer term funds.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5615.
Trustee
BND works with the bond issuer to protect the interests of the bond holder.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5612
Wire Transfers
Wire transfers move quickly and safely through BND. Domestic wires can be initiated by phone or online; international wires must be initiated by phone. The outgoing international wire deadline is 3:30 p.m. CT and domestic is 4:00 p.m. CT.
BND offers this service to state agencies, communities and municipalities in North Dakota. If you have questions, contact us or call 701.328.5644