Ag Loans

Most of BND’s agriculture lending programs are initiated with the local financial institution. There are two exceptions to this: the Beginning Farmer Real Estate Loan and Established Farmer Real Estate Loan.

The Ag Commodity Export Enhancement Program provides a guarantee under the Ex-Im Bank’s Ag Commodity Export Enhancement Program for North Dakota agricultural commodity exporters. Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Ag PACE provides interest buydown on loans to farmers who invest in nontraditional agriculture activities that supplement farm income such as purchase of equipment and facilities, equity shares of an ag-processing business, irrigation equipment, capital improvements to a livestock feedlot, dairy operation or subsurface field tiling projects. Learn more

Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The Beginning Farmer Chattel Loan program assists beginning ranchers with the purchase of equipment and livestock. Learn more

Bank Participation Loan Application (PDF)
Beginning Farmer Chattel Loan Eligibility Certification (PDF)

Please see “How to apply” for the list of other required documentation.

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

To apply, contact us or call 701.328.5795.

The Beginning Farmer Real Estate Loan assists the farmer or rancher with the purchase of farm real estate. Learn more

Farm Loan Application (PDF)
Balance Sheet (PDF)
Income & Expense Statement (PDF)
Planned Farm Income (PDF)
Crop Production History (PDF)
Livestock Production History (PDF)

Please see “How to apply” for the list of other required documentation.

To apply, contact us or call 701.328.5795.

Biofuels PACE buys down the interest rate on loans to biodiesel and ethanol production facilities and livestock operations. It covers real property, equipment and facility expansion. Learn more

Accountability Information Release (PDF)
Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The Envest Loan may be used to purchase shares in start-up or expansion of ag processing businesses intended to process ND-grown products. Feedlot or dairy operations must feed a byproduct of ethanol or biodiesel facility. Learn more

Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The Established Farmer Real Estate Loan assists a farmer or rancher with financing of agricultural purposes. Learn more

Farm Loan Application (PDF)
Balance Sheet (PDF)
Income & Expense Statement (PDF)
Planned Farm Income (PDF)
Crop Production History (PDF)
Livestock Production History (PDF)

Please see “How to apply” for other required documentation.

To apply, contact us or call 701.328.5795.

The Family Farm Loan allows a farmer to purchase or refinance land, equipment or livestock or to restructure operating debt. Learn more

Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The Farm and Ranch Participation Loan Program assists a financial institution with a borrower who wants to fund an ag-related activity including real estate, equipment, livestock and operating expenses. Learn more

Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The Farm Operating Loan Program funds operating expenses. Learn more

Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

Borrowers may purchase farm real estate or restructure farm real estate loans under this program. Learn more

Bank Participation Loan Application (PDF)
Farm Real Estate Loan Guarantee Lender Payment History (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The First Time Farmer Finance Program is a tax-exempt bond program that assists first time farmers and ranchers in North Dakota to acquire agricultural property at low interest rates.  Learn more

BND offers this loan by partnering with local lenders. To apply, contact your lender.

The application should be completed by the first time farmer and bond purchaser. Submit completed form to BND.

If you have any questions, contact us or call 701.328.5795.

BND purchases an FSA guarantee, lowering the interest rate for the borrower with this program. Learn more

Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.

The Livestock Waste Management System Loan Program funds construction, renovation or relocation of an approved waste management system. Learn more

Bank Participation Loan Application (PDF)

It is recommended you use Internet Explorer 11 or above to download these forms. If you are not able to access a PDF, please contact us for assistance.

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5795.