Ag Loans
Most of BND’s agriculture lending programs are initiated with the local financial institution. There are two exceptions to this: the Beginning Farmer Real Estate Loan and Established Farmer Real Estate Loan.
BND has one active ag disaster relief program to address the needs of livestock producers impacted by the 2021 drought.
The Ag Commodity Export Enhancement Program provides a guarantee under the Ex-Im Bank’s Ag Commodity Export Enhancement Program for North Dakota agricultural commodity exporters. Learn more
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Ag PACE provides interest buydown on loans to farmers who invest in nontraditional agriculture activities that supplement farm income such as purchase of equipment and facilities, equity shares of an ag-processing business, irrigation equipment, capital improvements to a livestock feedlot, dairy operation or subsurface field tiling projects. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
The Agriculture Diversification and Development Fund (ADD) was established to support new or expanding value-added-agriculture businesses that demonstrate financial feasibility, enhance profitability for farmers and ranchers, create jobs and grow North Dakota’s economy. The funding opportunities include grants, interest rate buydowns and loans. Learn more
Applicant must complete the ADD application form (PDF) and submit a complete business plan along with three years of business balance sheet and income statements if applicable. The business plan must include a description of project, market overview and viability, competition, composition of leadership team and full sources and uses of funds. The completed application must include original signatures of the applicant. Applications are accepted on an “on-going” basis. Applications must be received a minimum of 30 days prior to the next scheduled meeting to be presented. If an application is received after the deadline, it will be presented at the following scheduled meeting.
To email the application and supporting documents: Send to bndinfrastructure@nd.gov.
To postal mail the application and supporting documents: Send to
Bank of North Dakota
Agriculture Diversification and Development Committee
1200 Memorial Highway
Bismarck, ND 58504
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
If you have any questions, contact us or call 701.328.5795.
The Beginning Farmer Chattel Loan program assists beginning ranchers with the purchase of equipment and livestock. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
Please see “How to apply” for the list of other required documentation.
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
To apply, contact us or call 701.328.5795.
The Beginning Farmer Real Estate Loan assists the farmer or rancher with the purchase of farm real estate. Learn more
Farm Loan Application (PDF)
Balance Sheet (PDF)
Income & Expense Statement (PDF)
Planned Farm Income (PDF)
Crop Production History (PDF)
Livestock Production History (PDF)
Please see “How to apply” for the list of other required documentation.
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
To apply, contact us or call 701.328.5795.
Biofuels PACE buys down the interest rate on loans to biodiesel and ethanol production facilities and livestock operations. It covers real property, equipment and facility expansion. Learn more
Accountability Information Release (PDF)
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
The Envest Loan may be used to purchase shares in start-up or expansion of ag processing businesses intended to process ND-grown products. Feedlot or dairy operations must feed a byproduct of ethanol or biodiesel facility. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
The Established Farmer Real Estate Loan assists a farmer or rancher with financing of agricultural purposes. Learn more
Farm Loan Application (PDF)
Balance Sheet (PDF)
Income & Expense Statement (PDF)
Planned Farm Income (PDF)
Crop Production History (PDF)
Livestock Production History (PDF)
Please see “How to apply” for other required documentation.
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
To apply, contact us or call 701.328.5795.
The Family Farm Loan allows a farmer to purchase or refinance land, equipment or livestock or to restructure operating debt. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
The Farm and Ranch Participation Loan Program assists a financial institution with a borrower who wants to fund an ag-related activity including real estate, equipment, livestock and operating expenses. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
The Farm Operating Loan Program funds operating expenses. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
Borrowers may purchase farm real estate or restructure farm real estate loans under this program. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
Farm Real Estate Loan Guarantee Lender Payment History (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
The First Time Farmer Finance Program is a tax-exempt bond program that assists first time farmers and ranchers in North Dakota to acquire agricultural property at low interest rates. Learn more
First Time Finance Program Application (PDF)
First Time Farmer Finance Program Summary (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
The application should be completed by the first time farmer and bond purchaser. Submit completed form to BND.
If you have any questions, contact us or call 701.328.5795.
BND purchases an FSA guarantee, lowering the interest rate for the borrower with this program. Learn more
Bank Participation Loan Application (PDF)
Loan Renewal Application for Existing Participations (PDF)
PDFs will automatically download. Once downloaded, on desktop PC, right-click the file name in browser’s default download location, select “Show in folder,” open PDF. If you are not able to access a PDF, please contact us for assistance.
BND offers this loan by partnering with local lenders. To apply, contact your lender.
If you have any questions, contact us or call 701.328.5795.
NMLS# NDER412611