Most of BND’s agriculture lending programs are initiated with the local financial institution. There are two exceptions to this: the Beginning Farmer Real Estate Loan and Established Farmer Real Estate Loan.
Ag PACE provides interest buydown on loans to farmers who invest in nontraditional agriculture activities that supplement farm income such as purchase of equipment and facilities, equity shares of an ag-processing business, irrigation equipment, capital improvements to a livestock feedlot, dairy operation or subsurface field tiling projects. Learn more
The Envest Loan may be used to purchase shares in start-up or expansion of ag processing businesses intended to process ND-grown products. Feedlot or dairy operations must feed a byproduct of ethanol or biodiesel facility. Learn more
The Farm and Ranch Participation Loan Program assists a financial institution with a borrower who wants to fund an ag-related activity including real estate, equipment, livestock and operating expenses. Learn more