An official website of the State of North Dakota
Support your employees
Financial literacy and managing money can be overwhelming – for everyone, regardless of position, education and income. For some people that stress begins to impact every aspect of their lives from their jobs, relationships and physical and mental health.
Over three hours per week, or 19.5 days annually, is the average time that financially stressed employees spend distracted by personal money matters.1
Financial stress can affect your employees at any time, resulting in depression, reduced job productivity and disengagement. The good news is that the State of North Dakota has a trusted resource called Smart with My Money that can help—and it costs you nothing to use and share with your team!
Your employees are looking to you to provide trusted financial guidance and resources. Employers that offer financial wellness resources for their employees report that it helps to:2
- Boost job satisfaction
- Improve productivity
- Attract top talent
- Enhance their reputation as a great place to work
Introducing SmartWithMyMoney.nd.gov
Powered by Enrich which has national clients investing in this same site for their employees, SmartWithMyMoney.nd.gov has articles, courses, tools and more. By using the site, your employees can start building money habits and learn about any money topic, from budgeting, retirement and estate planning, saving for emergencies and goals, and more.
Like improving physical fitness, financial literacy takes practice, time, and at times, encouragement. You could help your employees get started by introducing and regularly encouraging them to use the site. Plus, when they create an account, they can receive personalized learning recommendations based on their money goals, personality and stage in life. They also have chances to win cash prizes!
How to implement it for your team
Bank of North Dakota is here to help. Whether you’re looking to simply pass along emails or would like to have more engagement as a workplace, we’ll work with you to come up with a plan.
Here’s where to start:
- Complete the below form to let us know that you’re interested in sharing Smart with My Money with your employees.
- Meet with us. We’ll dedicate a team member to work with you to determine what works best for you to introduce the site and keep re-engaging your staff.
- Encourage your employees to use the site regularly. We know you have a busy schedule and don’t want to add to your workload. We’ll provide materials for you to easily distribute such as emails, learning opportunities or materials to host a contest to engage your team. Click here to preview materials and resources currently available.
Create your account and discover your money personality
For a full experience, create an account and take the money personality quiz.
Why is the State of North Dakota offering this?
SmartWithMyMoney.nd.gov is part of the “Smart with My Money” effort that was announced in April 2024, when the North Dakota Office of the Governor was joined by 11 state agencies to kick off Financial Literacy Month in North Dakota. The goal of the “Smart with My Money” effort is to make North Dakota the most financially literate state by 2027.