Manage your loan

If you want to learn more about available options on your student loans, you will find all you need to know right here. If you aren’t sure where to find information, use the search button at the top right corner of this page.

The new mobile-friendly portal offers options that you can choose when you create your new login into your account. You can split your payments into every other week or twice each month to better meet your cash flow. Cosigners can set up ‘emergency’ backup payments if the borrower is late on a payment. We can text you with reminders and information related to your account if you sign up for this preferred communication method.

Make a payment, update contact information, view account status, loan balances, payment history, statements and more.

How to make a payment

  • Automatic payments: Submit this form or contact us to enroll. You may reduce your interest rate by 0.25% to ensure your payments are on time! (Loans that are in grace, in-school or deferment status are not eligible for the interest rate reduction.Smart Money Tip Use our Repayment Calculator to see how much you can save.
  • Pay online
  • Pay by phone: Call 833.397.0311.
  • Pay by mail: Bank of North Dakota Student Loans, PO Box 5536, Bismarck, ND 58506-5536

Payment options

Repayment options vary depending on your situation. Typically, most borrowers need to start repaying student loans six months after graduation or leaving school.

Difficulty making payments

If you are unable to make your payment on time, contact us immediately. Click here to learn more about options that may be available to you.

Career-based loan repayment options

Understand your statements

It’s important to review your statement when you receive it. Click a link below to learn more.

Everyone has questions and we have the answers! View frequently asked questions from customers like yourself. Learn more