Manage your loan

If you want to learn more about available options on your student loans, you will find all you need to know right here. If you aren’t sure where to find information, use the search button at the top right corner of this page.

Make a payment, update contact information, view account status, loan balances, payment history, statements and more.

How to make a payment

  • Automatic payments: Submit this form or contact us to enroll. You may reduce your interest rate by 0.25% to ensure your payments are on time! (Loans that are in grace, in-school or deferment status are not eligible for the interest rate reduction.Smart Money Tip Use our Repayment Calculator to see how much you can save.
  • Pay online 
  • Pay by phone: Call 701.328.5660 or 800.472.2166 ext. 328.5660
  • Pay by mail: Bank of North Dakota Student Loans, PO Box 5536, Bismarck, ND 58506-5536

Payment options

Repayment options vary depending on your situation. Typically, most borrowers need to start repaying student loans six months after graduation or leaving school. Smart Money Tip

Difficulty making payments

If you are unable to make your payment on time, contact us immediately. Learn more about options that may be available to you. Smart Money Tip

Loan forgiveness

Loan forgiveness options may be available if you meet the eligibility criteria. Smart Money Tip

Military benefits

Military personnel may be eligible for additional benefits. Click here for more information. Some BND student loans are not eligible for all benefits listed.

Understand your statements

It’s important to review your statement when you receive it. Click a link below to learn more.

Everyone has questions and we have the answers! View frequently asked questions from customers like yourself. Learn more