Manage your loan

If you want to learn more about available options on your student loans, you will find all you need to know right here. If you aren’t sure where to find information, use the search button at the top right corner of this page.

Make a payment, update contact information, view account status, loan balances, payment history, statements and more.

How to make a payment

While in repayment

  • Automatic payments – Reduce your interest rate by 0.25% and ensure your payments are on time! Use our Repayment Calculator to see how much you can save.
  • Pay online 
  • Pay by phone: Call 701.328.5660 or 800.472.2166 ext. 328.5660
  • Pay by mail: Bank of North Dakota Student Loan Services, PO Box 5536 Bismarck, ND 58506-5536

While in school, grace, deferment or forbearance when no payments are required. Smart Money Tip

  • Automatic payments – Simplify your life with payments automatically withdrawn each month or quarter.
  • Pay online 
  • Pay by phone: Call 701.328.5660 or 800.472.2166 ext. 328.5660
  • Pay by mail: Bank of North Dakota Student Loan Services, PO Box 5536 Bismarck, ND 58506-5536

Payment options

Repayment options vary depending on your situation. Typically, most borrowers need to start repaying student loans six months after graduation or leaving school. Smart Money Tip

Difficulty making payments

If you are unable to make a payment or are looking for other repayment options, contact us immediately. Learn more about options that may be available to you. Smart Money Tip

Loan forgiveness

Several loan forgiveness options may be available depending on your loan type and if you meet the eligibility criteria. Smart Money Tip

Military benefits

Military personnel may be eligible for additional benefits. Click here for more information. Some BND student loans are not eligible for all benefits listed.

Understand your statements

It’s important to review your statement when you receive it. Click a link below to learn more.

Everyone has questions and we have the answers! View frequently asked questions from customers like yourself. Learn more