Apply for a Student Loan

Student loans are an investment in your future. Bank of North Dakota wants you to Be Confident with your student loan decisions and encourages you not to take out more than you need. If you have questions, please contact us Monday through Friday from 8 a.m. to 5 p.m. CT using one of the convenient options below.

Apply for a New DEAL Student Loan

After savings, grants and scholarships, BND recommends you take federal Direct Subsidized and/or Unsubsidized Student Loans before any others. If those aren’t enough, our student loan program offers preferred rates for North Dakota residents
attending college in state or out of state, along with out-of-state residents attending a North Dakota school. Click here to apply for a new DEAL Student loan.

Access Your In-progress Loan Application

After you submit your application, status updates and requests for additional information needed will be posted to your online account. Click here to access your in-progress loan application.

DEAL Student Loan

The DEAL Student Loan can help you cover the cost of attending college if federal loans, grants, scholarships and savings don’t meet funding needs. It can be used for undergraduate and graduate classes, as well as high school dual credit courses. Click here to learn more about the DEAL Student Loan program.

Career Education & Alternative Learning (CEAL) Loan

The Career Education & Alternative Learning (CEAL) Loan provides funds for North Dakota residents and prospective North Dakota residents pursuing career education through alternative learning training programs and certifications. Click here to learn more about the Career Education and Alternative Learning (CEAL) Loan program.

Addiction Counselor Internship Loan (ACIL)

The Addiction Counselor Internship Loan (ACIL) provides assistance while completing work experience in a licensed addiction treatment facility under the supervision of a clinical supervisor registered by the North Dakota Board of Addiction Counseling Examiners. The internship may be paid or unpaid. The facility must be located within North Dakota. Click here to learn more about the Addiction Counselor Internship Loan (ACIL) program.

Information for Cosigners: Student Loans

Cosigning a student loan may be a long-term commitment. Consider it carefully and understand how it may impact you. Click here for information on cosigning student loans.

Information for Financial Aid Offices

Thank you for working with BND for the benefit of your students. Click here for more information for your school.

Salary-to-Debt Calculator

Financial advisors recommend that your monthly student loan payment be no more than 8% of the gross income you will receive with your certificate, diploma or degree when you graduate. Click here to use our calculator and figure the total amount.