• Skip to primary navigation
  • Skip to main content
An official website of the State of North Dakota
Photo of the BND Logo in full color

Bank of North Dakota

Photo of the BND Logo in full color
  • Home
  • About BND
    • The BND Story
    • Leadership
    • Mission, Vision, Core Values
    • BND Operations
    • BND Open Meetings
    • Job Opportunities
    • News
    • Contact Us
  • Education Funding
    • Be Confident with Your Decisions
          • Be Confident with Your Decisions


          • Smart with My Money
          • FAFSA Facts
          • College Cost Guide
          • Student Loan Application Steps
          • Cosigning Student Loans
          • Salary-to-Debt Calculator
          • Earn College Credits During High School
          • North Dakota Dollars for Scholars
          • Scholarships and Grants
          • College SAVE 529
          • Educational Materials
    • Apply for a Student Loan
          • Apply for Student Loan


          • Apply for a DEAL Student Loan
          • Access Your In-progress Loan Application
          • DEAL Student Loan
          • Career Education & Alternative Learning (CEAL) Loan
          • Addiction Counselor Internship Loan (ACIL)
          • Information for Cosigners
          • Information for Financial Aid Offices
          • DEAL Student Loan Calculator
          • Salary-to-Debt Calculator
    • Refinance a Student Loan After College
          • Refinance a Student Loan After College


          • Apply to Refinance Your Loan
          • DEAL One Loan
          • DEAL One Student Loan Calculator
          • Information for Cosigners
    • Repay Your Student Loan
          • Repay Your Student Loan


          • Log in to Your Account
          • Manage Your Student Loan Online
          • Information for Cosigners
          • How to Make a Payment
          • Repayment Plans
          • Difficulty Making Payments
          • Career-based Loan Repayment Options
          • Understand Your Statement
          • Frequently Asked Questions (FAQ)
          • Repayment Calculator
    • College SAVE
  • Loans
    • Ag Loans
          • Ag Loans


          • 2024 Ag Disaster Relief Loan Program
          • Ag Commodity Export Enhancement Program
          • Agriculture Diversification and Development Fund
          • Ag PACE
          • Beginning Farmer Chattel Loan
          • Beginning Farmer Real Estate Loan
          • Biofuels PACE Program
          • Envest
          • Established Farmer Real Estate Loan
          • Family Farm Loan Program
          • Farm and Ranch Bank Participation Loan Program
          • Farm Operating Loan Program
          • Farm Real Estate Loan Guarantee Program
          • First Time Farmer Finance Program
          • FSA Guaranteed Loan Purchase Program
          • Ag Lending Calculator
    • Business Loans
          • Business Loans


          • Accelerated Growth Loan Program
          • Bank Participation Loan Program
          • Bank Stock Loan
          • Beginning Entrepreneur Loan Guarantee
          • Bulk Propane Storage Tank Revolving Loan Fund
          • Business Development Loan Program
          • Clean Sustainable Energy Authority Loan Fund (CSEA)
          • Export Enhancement Program
          • Flex PACE for Affordable Housing
          • Flex PACE Program
          • Legacy Investment for Technology Loan Fund (LIFT)
          • Match Program
          • PACE Program
          • SBA Guaranteed Loan Purchase Program
          • USDA Guaranteed Loan Purchase Program
          • Value-added Guarantee Loan
          • Venture Capital Fund
    • Infrastructure Loans
          • Infrastructure Loans


          • BND Infrastructure Revolving Loan Fund
          • Critical Financial Need Program for Political Subdivisions
          • Health Information Technology Fund
          • Legacy Infrastructure Loan Fund
          • Medical Infrastructure Loan Fund
          • School Construction Assistance Revolving Loan Fund
          • Water Infrastructure Revolving Loan Fund
    • Education Funding
          • Education Funding


          • Be Confident with Your Decisions
          • Apply for a Student Loan
          • Refinance a Student Loan After College
          • Repay Your Student Loan
  • Bank Services
    • Financial Institutions
          • Financial Institutions


          • Automated Clearing House (ACH)
          • BND Direct Cash Management
          • Bond Accounting
          • Coin & Currency
          • Collateral Valuation Services
          • Deposit Accounts
          • Executive Analytics
          • Fed Activity Settlement
          • Federal Funds
          • Federal Funds Sweep
          • Government Security Purchases
          • Item Processing
          • Letter of Credit Pledge for Public Deposits
          • Loan Payments
          • Pledging Services
          • Repurchase Agreements
          • Safekeeping
          • Stress Testing Model
          • Wire Transfers
    • Government
          • Government


          • Automated Clearing House (ACH)
          • BND Direct/Cash Management
          • Bond Registrar
          • Certificates of Deposit
          • Checking and Savings Accounts
          • Disputed Royalty Payments
          • Escrow Agent
          • Government Security Purchases
          • Merchant Services
          • Oil and Gas Cash Bond
          • Paying Agent
          • Positive Pay
          • Remote Deposit Capture
          • Safekeeping
          • Trustee
          • Wire Transfers
    • Public
          • Public


          • ABLE Plan
          • Certificate of Deposit
          • Checking and Savings Accounts
          • Online and Mobile Banking
          • Electronic Funds Transfer Disclosure
          • Foreign Currency
          • Loan Payments
          • Wire Transfers
  • Account Login
        • Account Login and New User

          Access your Bank of North Dakota (BND) online account anytime, anywhere. If you are a New User, choose your account and follow the steps to open your online account.

          Agriculture
          Loans
          Business
          Loans
          Home
          Loans
          Student
          Loans
          Checking/
          Savings
        • Business, Government, and Financial Institutions Login

          Businesses, Government agencies and Financial Institutions access your BND online account anytime, anywhere.

          BND
          Direct
          Secure
          Transfer
          Investment
          Portal
          Infrastructure
          Loan
  • Show Search
Hide Search

Spotting counterfeit bills

money-falling
Home » News » Spotting counterfeit bills

May 10, 2017 Uncategorized

Several security features have been added to U.S. currency to deter counterfeiting. However, these measures are only effective if the individuals accepting the money know them. Here are a few things you should look for.

 

  • Holding the bill to a light will reveal several security features.
    • You should see a holograph of the face image on the bill, and it should match the bill’s portrait face. For instance, a $100 bill should have the holograph of Benjamin Franklin, not George Washington.
    • There is a security thread running from top to bottom. The strip is located on the left side of the portrait on $20 and $100 bills; it is located on the right side of the portrait on $5, $10 and $50 bills.
    • Microprinting, or small printed text, that states the bill’s denomination is on both sides of the bill. On the back of the $5 bill, it states “USA FIVE” and on the $10 bill, it states “USA TEN” and so on.
    • A watermark is in the unprinted space to the right of the portrait and can be seen from both sides of the bill.
    • Very fine lines can be seen behind the portrait and on the reverse side.
  • Under ultraviolet light, each bill’s security thread glows a specific color. On the $5 bill, the thread glows blue; The $10 bill’s thread is orange. The $20 bill’s thread glows green, the $50 bill’s thread glows yellow and the $100 bill’s thread glows pink.
  • Compare and feel the texture of the paper with other bills.

If you realize you may be receiving a counterfeit bill, continue the transaction, make note of the individual giving it to you and get a driver’s license or license plate if possible. If you realize it after the fact, turn the bill in to Bank of North Dakota, so they can submit it to the U.S. Treasury.

To learn more, visit the U.S. Currency Education Program’s website which offers interactive education and training on spotting counterfeit bills.

Click here to learn about Same Day ACH.

 

Categories: Uncategorized

Footer

Photo of the BND Logo in white

Bank of North Dakota

PO Box 5509
1200 Memorial Hwy
Bismarck, ND 58506-5509
E:Email BND: bnd@nd.gov
TF:Toll-Free Phone Number: (800) 472-2166 P:Local Phone Number: (701) 328-5600 TTY:TTY: (800) 366-6888

About BND

  • Contact Us
  • BND Operations
  • Job Opportunities
  • Mission, Vision, Core Values
  • The BND Story

Resources

  • College Cost Guide
  • College SAVE 529
  • Forms
  • Smart with My Money
  • ND Dollars for Scholars

Financials

  • Annual Reports
  • Credit Rating
  • Financing Reports
  • Interest Rates
  • Quarterly Reports

Securities & Policies

  • Disclaimer
  • Privacy Policy
  • Security & Fraud
  • USA Patriot Act
  • Whistleblower Hotline

Connect with BND on social media

  • Facebook
  • Instagram
  • LinkedIn
  • YouTube
  • X (Twitter)

Copyright © 2025 Bank of North Dakota. All right reserved.
The documents on bnd.nd.gov require Adobe Acrobat Reader to view and print.

  • Accessibility Statement
  • Privacy Policy