Bank of North Dakota’s role in home loans is to help local lenders provide the best service possible to their customers. North Dakota residents who are interested in a BND home loan must contact their local lender. The local lender may:
- Originate a home loan with the borrower and sell it to BND, who will service the loan right here in ND.
- A local lender may refer the borrower to BND to originate the loan.
BND accepts lender referrals to work directly with borrowers to originate the mortgage loan type best suited to their needs. The borrower must be purchasing or refinancing an owner-occupied primary residence in an area where private sector mortgage services are not reasonably available. Learn more