Home Loans

Bank of North Dakota’s role in home loans is to help local lenders provide the best service possible to their customers. North Dakota residents who are interested in a BND home loan must contact their local lender. The local lender may:

  • Originate a home loan with the borrower and sell it to BND, who will service the loan right here in ND.
  • A local lender may refer the borrower to BND to originate the loan.

BND accepts lender referrals to work directly with borrowers to originate the mortgage loan type best suited to their needs. The borrower must be purchasing or refinancing an owner-occupied primary residence in an area where private sector mortgage services are not reasonably available. Learn more

If BND is servicing your loan, you can sign up for automatic payments.

Residential Authorization for Automatic Account Transfers (PDF)

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5759.

BND purchases qualifying first mortgage loans from an approved originating lender where the property appraisal may not be eligible for sale to standard secondary market sources. Learn more

If BND is servicing your loan, you can sign up for automatic payments.

Residential Authorization for Automatic Account Transfers (PDF)

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5759.

BND purchases qualifying first mortgage loans from an approved originating lender. Learn more

If BND is servicing your loan, you can sign up for automatic payments.

Residential Authorization for Automatic Account Transfers (PDF)

BND offers this loan by partnering with local lenders. To apply, contact your lender.

If you have any questions, contact us or call 701.328.5759.