Home Loans

As of August 1, 2021, Bank of North Dakota (BND) and North Dakota Housing Finance Agency (NDHFA) consolidated the roles they play as state agencies in financing residential real estate. Because both agencies provided mortgage loans, they began meeting in 2019 to discuss ways to implement Governor Burgum’s directive to increase efficiency in state government. As a result of the consolidation, BND will no longer accept residential loan applications as of August 1, 2021. All applications can be made through the North Dakota Housing Finance Agency.