An official website of the State of North Dakota
A FREE self-service resource for your clients
Every person has their own unique personality and financial situation. The Smart with My Money site, supported by the State of North Dakota, provides personalized learning recommendations based on a 5-minute money personality quiz that each user takes when creating an account. It helps them understand how their unique money personality impacts the decisions they make about money and covers both the educational and behavioral aspects of finances. By referring your clients to the site, you’re providing them with a lifelong tool and easy-to-understand information that could help reduce their financial stress and improve their wellbeing.
Create your account today!
For a full experience, create an account to discover all the resources SmartWithMyMoney.nd.gov offers.
Smart with My Money is FREE and offers a vast variety of educational resources that your clients may find helpful.
Topic categories and a brief preview of available resources
Behavioral Finance
- 6 Ways to Cope with Financial Burnout (4-minute article)
- Getting Started with Financial Vulnerability (6-minute start here guide)
- Getting Started with Managing Financial Stress (8-minute start here guide)
- How Do People Learn Financial Wellness? (3-minute video)
- How Mindfulness Can Help You Reach Your Financial Goals with Clarity (4-minute video)
- Understanding Financial Stressors (1-minute infographic)
- Understanding the Importance of Financial Wellness (30-minute course)
- What Does Financial Wellness Look Like? (3-minute video)
Budgeting
- Creating a Budget (and sticking to it) (15-minute course)
- Creating a Budget That Fits Your Lifestyle (3-minute video)
- Your Budget (Tool)
Consumer Protection
- Avoiding Debt Relief Scams (3-minute video)
Debt Paydown Strategies
- Common Strategies for Getting Out of Debt (6-minute article)
- Ease the Stress Step-by-Step: Your Get Out of Debt Checklist (3-minute article)
- Two Simple Strategies to Save Money and Pay Off Debt (2-minute article)
Emergency Fund
- How to Prepare for a Potential Job Loss (4-minute article)
- Setting a Realistic Timeline for Saving a 6-Month Emergency Budget (4-minute article)
- Setting up an Emergency Fund (30-minute course)
Estate Planning
- Getting Started with Estate Planning (8-minute start here guide)
Family Matters
- 7 Tips to Recover Financially After a Divorce (2-minute article)
- Financial Considerations for Parents Raising a Child with Autism (4-minute article)
- Financial Planning for a Child with a Disability (5-minute article)
- Getting Started with Becoming a Financial Caregiver (6-minute start here guide)
- Getting Started with Navigating Money and Relationships (8-minute start here guide)
- How to Teach Children Healthy Financial Habits (4-minute article)
- Protecting Your Loved One: How to Spot, Report, and Prevent Elder Financial Abuse (3-minute article)
- Understanding the Financial Needs of the Sandwich Generation (3-minute article)
- When Your Loved One Is at the End of Life: A Checklist for Survivors (4-minute article)
Financial Wisdom
- Financial Reset: Practical Tips for Starting Over (5-minute article)
- Getting Started with Navigating Sudden Life Changes (8-minute start here guide)
- How to Navigate Financial Planning on a Low Income (4-minute article)
- Prioritizing Financial Goals for Your Circumstances (5-minute article)
Government Support
- Getting Started with Navigating Food and Housing Insecurity (5-minute start here guide)
- What Are Public Benefits? (2-minute video)
Money Management
- Managing Financial Stress (25-minute course)
Money Mindfulness
- Financial Stress Score
- Money Meditations
- Basic
- Financial Growth
- Financial Stress
- Coping with Debt
- Managing Bills
- Income Anxiety
- Bearing Financial Responsibility for Family
- Calming Your Mind Before Bed
- Affording Food and Housing
- Money Mindfulness Journaling (Track thoughts and feelings about money in this digital journal)
- Your Money Personality
Preparing for Parenthood
- Budgeting for Baby (3-minute article)
- Getting Started with Financially Preparing for a Baby (12-minute start here guide)
Spending Less
- Basic Money Management Tips to Stretch Your Paycheck (3-minute article)