Privacy Policy
Last updated: February 2016
Maintaining the integrity and privacy of your personal financial information is important to Bank of North Dakota. The privacy policy details the type of information collected, how it is used and how we protect your personal information.
| FACTS | WHAT DOES BANK OF NORTH DAKOTA DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • account balances and transaction history • account transactions and credit history When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of North Dakota chooses to share; and whether you can limit this sharing. |
| Reasons we share your data | ||
| Reasons we can share your personal information | Does the Bank of North Dakota share? | Can you limit this sharing? |
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes - to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences. | No | We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness. | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Questions? | Call 1-800-472-2166 or go to bnd.nd.gov |
| Who we are | |
| Who is providing this notice? | Bank of North Dakota (BND) Student Loans of North Dakota (SLND), as administered by the BND |
| What we do | |
| How does Bank of North Dakota protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Bank of North Dakota collect my personal information? | We collect your personal information, for example, when you • open an account or apply for a loan • make a wire transfer or show your government issued ID • make deposits or withdrawals from your account We also collect your personal information from credit bureaus. |
| Why can't I limit all sharing? | Federal law gives you the right to limit only: • sharing for affiliates' everyday business purposes - information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • Bank of North Dakota has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Bank of North Dakota does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Bank of North Dakota does not jointly market. |
| Other important information | |
Website Analytics
Bank of North Dakota uses both Google Analytics and Monsido Analytics to create summary reports about website performance. These reports help us determine which information is of most interest to the public. Analytics information is not identifiable by person and is only used for website performance reporting.
Gathered information may include:
- IP address
- Dates and times users access the website
- Referring channel through which users visit the website
- Search terms used to find the website through a search engine
- Device, browser, and operating system used to access the website
- User behavior, such as number of times a user visits the website or time spent viewing a page
NMLS# NDER412611