An official website of the State of North Dakota
AI & Tokenization Are Redefining What’s Possible for North Dakota’s Financial Institutions
October 5-7, 2026 – Medora
About the Event
AI and tokenization are reshaping banking in rural states by giving financial institutions the ability to move with the speed and precision of much larger organizations and use technology to strengthen their mission instead of overwhelming their capacity. AI helps small banks and credit unions by automating underwriting, detecting fraud, and personalizing services that once required far larger teams. Tokenization turns assets like loans or agricultural contracts into secure digital formats that move quickly through the system, enabling faster settlement, easier collateralization, and new liquidity that supports farmers and small businesses. Together, these technologies allow institutions to operate with greater precision and lower costs while offering residents faster credit decisions, digital identity, and more flexible payment options.
For North Dakota’s community banks and credit unions, AI and tokenization represent both a challenge and an opportunity. Financial institutions have always been the pillars of trust and stability, serving communities that value personal relationships and local decision-making. But as technology reshapes the financial landscape, institutions must understand what’s happening and determine how these tools fit into their strategies.
B3 provides a focused setting to explore what AI and Tokenization mean for banking in North Dakota.
Conference Schedule
5:30 – 6:00 p.m. – Social
6:00 – 7:00 p.m. – Fireside Chat
7:30 – 9:00 a.m. – Breakfast
9:00 – 11:00 a.m. – Cohort Session 1
11:00 a.m. – 12:30 p.m. – Cohort Session 2
12:30 – 1:30 p.m. – Lunch
1:30 – 4:00 p.m. – Cohort Session 3
4:00 – 5:00 p.m. – Library Tour
5:00 – 5:30 p.m. – Social
5:30 – 6:30 p.m. – Dinner
6:30 – 7:30 p.m. – Fireside Chat
7:30 – 8:00 a.m. – Breakfast
8:00 – 9:00 a.m. – Panel Discussion
9:00 – 11:00 a.m. – Cohort Session 4
11:00 a.m. – 12:00 p.m. – Panel
12:00 p.m. – Wrap up
Strengthening North Dakota’s Financial Infrastructure While Preserving Autonomy
B3 is about building a stronger, more resilient financial foundation for North Dakota. Every community and every financial institution across the state plays a role in reinforcing our financial infrastructure while maintaining the local decision-making that defines North Dakota’s independence.
Are you ready to join us?
B3 Explained: A New Forum for
North Dakota’s Financial Leaders
Banking Beyond Boundaries (B3) is an executive-level event designed to prepare North Dakota’s financial institutions for the future of financial services. Building on the success of the Banking Beyond Boundaries conference, B3 offers smaller, focused gatherings that spark candid dialogue, practical ideas, and actionable partnerships. Each B3 will explore different emerging trends such as fintech, digital payments, and policy innovation, so your institution is ready for what’s next.
We understand the fintech industry is evolving quickly, and BND is here to help you stay ahead.
We offer informational resources, including the in-person Fintech Roadshow and Know Your BND webinars. You will find additional details on our website and social media channels. If you would like to connect, our staff is available for conversations or to arrange a presentation for your organization.