Ag Loans

Most of BND’s agriculture lending programs are initiated with the local financial institution. There are two exceptions to this: the Beginning Farmer Real Estate Loan and Established Farmer Real Estate Loan.

Ag Commodity Export Enhancement Program

The Ag Commodity Export Enhancement Program provides a guarantee under the Ex-Im Bank’s Ag Commodity Export Enhancement Program for North Dakota agricultural commodity exporters. Click here to learn more about the Ag Commodity Export Enhancement Program.

Ag PACE

Ag PACE provides interest buydown on loans to farmers who invest in nontraditional agriculture activities that supplement farm income such as purchase of equipment and facilities, equity shares of an ag-processing business, irrigation equipment, capital improvements to a livestock feedlot, dairy operation or subsurface field tiling projects. Click here to learn more about the Ag PACE Program.

Agriculture Diversification and Development Fund (ADD)

The Agriculture Diversification and Development Fund (ADD) was established to support new or expanding value-added-agriculture businesses that demonstrate financial feasibility, enhance profitability for farmers and ranchers, create jobs and grow North Dakota’s economy. The funding opportunities include grants and interest buydowns. Click here to learn more about the Agriculture Diversification and Development Fund.

Beginning Farmer Chattel Loan

The Beginning Farmer Chattel Loan program assists beginning ranchers with the purchase of equipment and livestock. Click here to learn more about the Beginning Farmer Chattel Loan.

Beginning Farmer Real Estate Loan

The Beginning Farmer Real Estate Loan assists the farmer or rancher with the purchase of farm real estate. Click here to learn more about the Beginning Farmer Real Estate Loan.

Biofuels PACE Program

Biofuels PACE buys down the interest rate on loans to biodiesel and ethanol production facilities and livestock operations. It covers real property, equipment and facility expansion. Click here to learn more about the Biofuels PACE Program.

Envest

The Envest Loan may be used to purchase shares in start-up or expansion of ag processing businesses intended to process ND-grown products. Feedlot or dairy operations must feed a byproduct of ethanol or biodiesel facility. Click here to learn more about the Envest Program.

Established Farmer Real Estate Loan

The Established Farmer Real Estate Loan assists a farmer or rancher with financing of agricultural purposes. Click here to learn more about the Established Farmer Real Estate Loan.

Family Farm Loan Program

The Family Farm Loan allows a farmer to purchase or refinance land, equipment or livestock or to restructure operating debt. Click here to learn more about the Family Farm Loan Program.

Farm and Ranch Participation Loan Program

The Farm and Ranch Participation Loan Program assists a financial institution with a borrower who wants to fund an ag-related activity including real estate, equipment, livestock and operating expenses. Click here to learn more about the Farm and Ranch Participation Loan Program.

Farm Operating Loan Program

The Farm Operating Loan Program funds operating expenses. Click here to learn more about the Farm Operating Loan Program.

Farm Real Estate Loan Guarantee Program

Borrowers may purchase farm real estate or restructure farm real estate loans under this program. Click here to learn more about the Farm Real Estate Loan Guarantee Program.

First Time Farmer Finance

The First Time Farmer Finance Program is a tax-exempt bond program that assists first time farmers and ranchers in North Dakota to acquire agricultural property at low interest rates. Click here to learn more about the First Time Farmer Finance program.

FSA Guaranteed Loan Purchase Program

BND purchases an FSA guarantee, lowering the interest rate for the borrower with this program. Click here to learn more about the FSA Guaranteed Loan Purchase Program.