X
Bank of North Dakota is closed in observance of Memorial Day on Monday, May 26. We will open on Tuesday, May 27 at 8 a.m.
  • Skip to primary navigation
  • Skip to main content
An official website of the State of North Dakota
Photo of the BND Logo in full color

Bank of North Dakota

Photo of the BND Logo in full color
  • Home
  • About BND
    • The BND Story
    • Leadership
    • Mission, Vision, Core Values
    • BND Operations
    • BND Open Meetings
    • Job Opportunities
    • News
    • Contact Us
  • Education Funding
    • Be Confident with Your Decisions
          • Be Confident with Your Decisions


          • Smart with My Money
          • FAFSA Facts
          • College Cost Guide
          • Student Loan Application Steps
          • Cosigning Student Loans
          • Salary-to-Debt Calculator
          • Earn College Credits During High School
          • North Dakota Dollars for Scholars
          • Scholarships and Grants
          • College SAVE 529
          • Educational Materials
    • Apply for a Student Loan
          • Apply for Student Loan


          • Apply for a DEAL Student Loan
          • Access Your In-progress Loan Application
          • DEAL Student Loan
          • Career Education & Alternative Learning (CEAL) Loan
          • Addiction Counselor Internship Loan (ACIL)
          • Information for Cosigners
          • Information for Financial Aid Offices
          • DEAL Student Loan Calculator
          • Salary-to-Debt Calculator
    • Refinance a Student Loan After College
          • Refinance a Student Loan After College


          • Apply to Refinance Your Loan
          • DEAL One Loan
          • DEAL One Student Loan Calculator
          • Information for Cosigners
    • Repay Your Student Loan
          • Repay Your Student Loan


          • Log in to Your Account
          • Manage Your Student Loan Online
          • Information for Cosigners
          • How to Make a Payment
          • Repayment Plans
          • Difficulty Making Payments
          • Career-based Loan Repayment Options
          • Understand Your Statement
          • Frequently Asked Questions (FAQ)
          • Repayment Calculator
    • College SAVE
  • Loans
    • Ag Loans
          • Ag Loans


          • 2024 Ag Disaster Relief Loan Program
          • Ag Commodity Export Enhancement Program
          • Agriculture Diversification and Development Fund
          • Ag PACE
          • Beginning Farmer Chattel Loan
          • Beginning Farmer Real Estate Loan
          • Biofuels PACE Program
          • Envest
          • Established Farmer Real Estate Loan
          • Family Farm Loan Program
          • Farm and Ranch Bank Participation Loan Program
          • Farm Operating Loan Program
          • Farm Real Estate Loan Guarantee Program
          • First Time Farmer Finance Program
          • FSA Guaranteed Loan Purchase Program
          • Ag Lending Calculator
    • Business Loans
          • Business Loans


          • Accelerated Growth Loan Program
          • Bank Participation Loan Program
          • Bank Stock Loan
          • Beginning Entrepreneur Loan Guarantee
          • Bulk Propane Storage Tank Revolving Loan Fund
          • Business Development Loan Program
          • Clean Sustainable Energy Authority Loan Fund (CSEA)
          • Export Enhancement Program
          • Flex PACE for Affordable Housing
          • Flex PACE Program
          • Legacy Investment for Technology Loan Fund (LIFT)
          • Match Program
          • PACE Program
          • SBA Guaranteed Loan Purchase Program
          • USDA Guaranteed Loan Purchase Program
          • Value-added Guarantee Loan
          • Venture Capital Fund
    • Infrastructure Loans
          • Infrastructure Loans


          • BND Infrastructure Revolving Loan Fund
          • Critical Financial Need Program for Political Subdivisions
          • Health Information Technology Fund
          • Legacy Infrastructure Loan Fund
          • Medical Infrastructure Loan Fund
          • School Construction Assistance Revolving Loan Fund
          • Water Infrastructure Revolving Loan Fund
    • Education Funding
          • Education Funding


          • Be Confident with Your Decisions
          • Apply for a Student Loan
          • Refinance a Student Loan After College
          • Repay Your Student Loan
  • Bank Services
    • Financial Institutions
          • Financial Institutions


          • Automated Clearing House (ACH)
          • BND Direct Cash Management
          • Bond Accounting
          • Coin & Currency
          • Collateral Valuation Services
          • Deposit Accounts
          • Executive Analytics
          • Fed Activity Settlement
          • Federal Funds
          • Federal Funds Sweep
          • Government Security Purchases
          • Item Processing
          • Letter of Credit Pledge for Public Deposits
          • Loan Payments
          • Pledging Services
          • Repurchase Agreements
          • Safekeeping
          • Stress Testing Model
          • Wire Transfers
    • Government
          • Government


          • Automated Clearing House (ACH)
          • BND Direct/Cash Management
          • Bond Registrar
          • Certificates of Deposit
          • Checking and Savings Accounts
          • Disputed Royalty Payments
          • Escrow Agent
          • Government Security Purchases
          • Merchant Services
          • Oil and Gas Cash Bond
          • Paying Agent
          • Positive Pay
          • Remote Deposit Capture
          • Safekeeping
          • Trustee
          • Wire Transfers
    • Public
          • Public


          • ABLE Plan
          • Certificate of Deposit
          • Checking and Savings Accounts
          • Online and Mobile Banking
          • Electronic Funds Transfer Disclosure
          • Foreign Currency
          • Loan Payments
          • Wire Transfers
  • Account Login
        • Account Login and New User

          Access your Bank of North Dakota (BND) online account anytime, anywhere. If you are a New User, choose your account and follow the steps to open your online account.

          Agriculture
          Loans
          Business
          Loans
          Home
          Loans
          Student
          Loans
          Checking/
          Savings
        • Business, Government, and Financial Institutions Login

          Businesses, Government agencies and Financial Institutions access your BND online account anytime, anywhere.

          BND
          Direct
          Secure
          Transfer
          Investment
          Portal
          Infrastructure
          Loan
  • Show Search
Hide Search

Leadership

An oblong shapped 12 seater wooden boardroom table in an oblong office surrounded by glass windows.
Home » About BND » Leadership

ND Industrial Commission

The North Dakota Industrial Commission consists of three members: North Dakota’s Governor, Agriculture Commissioner, and Attorney General.

According to North Dakota Century Code 6-09 (PDF), the Industrial Commission shall operate, manage, and control Bank of North Dakota, locate and maintain its places of business, of which the principal place must be within the state, and make and enforce orders, rules, regulations, and bylaws for the transaction of its business. The powers of the Industrial Commission and the functions of the Bank must be implemented through actions taken and policies adopted by the Industrial Commission.

Kelly Armstrong Governor
Head shot of Drew Wrigley
Drew Wrigley
Attorney General
Head shot of Doug Goehring
Doug Goehring Agriculture Commissioner

BND Advisory Board

According to North Dakota Century Code 6-09 (PDF), the governor shall appoint an advisory board of directors to Bank of North Dakota consisting of seven persons. Of the seven, at least two must be officers of banks whose majority of stock is owned by North Dakota residents. At least one director must be an officer of a state-chartered or federally chartered financial institution. The governor shall appoint a chairman, vice chairman, and secretary from the advisory board of directors. The term of a director is four years. The Industrial Commission shall define the duties of the advisory board of directors.

Head shot of Karl Bollingberg
Karl Bollingberg Chairman
Head shot of Dennis Johnson
Dennis Johnson
Vice-Chair
Head shot of Pat Clement
Pat Clement
Head shot of Brenda Foster
Brenda Foster
Head shot of Christie Obenauer
Christie Obenauer
Head shot of Bill Price
Bill Price
Head shot of Jean Voorhees
Jean Voorhees

Executive Committee

The Bank of North Dakota Executive Committee consists of nine members:

Photo of BND President/CEO Don Morgan
Don Morgan President/CEO
Head shot of Alison Anderson
Alison Anderson
Chief Banking and Innovation Officer
Head shot of Kirby Evanger
Kirby Evanger
Chief Credit Officer
Head shot of Craig Hanson
Craig Hanson
Chief Lending Officer
Head shot of Kelvin Hullet
Kelvin Hullet
Chief Business Development Officer
head shot of Lori Leingang
Lori Leingang
Chief Administrative Officer
Head shot of Rob Pfennig
Rob Pfennig
Chief Financial Officer
Head shot of Christy Steffenhagen
Christy Steffenhagen
Chief Risk Officer
Photo of Rick Geloff
Rick Geloff
Executive Vice President

Footer

Photo of the BND Logo in white

Bank of North Dakota

PO Box 5509
1200 Memorial Hwy
Bismarck, ND 58506-5509
E:Email BND: bnd@nd.gov
TF:Toll-Free Phone Number: (800) 472-2166 P:Local Phone Number: (701) 328-5600 TTY:TTY: (800) 366-6888

About BND

  • Contact Us
  • BND Operations
  • Job Opportunities
  • Mission, Vision, Core Values
  • The BND Story

Resources

  • College Cost Guide
  • College SAVE 529
  • Forms
  • Smart with My Money
  • ND Dollars for Scholars

Financials

  • Annual Reports
  • Credit Rating
  • Financing Reports
  • Interest Rates
  • Quarterly Reports

Securities & Policies

  • Disclaimer
  • Privacy Policy
  • Security & Fraud
  • USA Patriot Act
  • Whistleblower Hotline

Connect with BND on social media

  • Facebook
  • Instagram
  • LinkedIn
  • YouTube
  • X (Twitter)

Copyright © 2025 Bank of North Dakota. All right reserved.
The documents on bnd.nd.gov require Adobe Acrobat Reader to view and print.

  • Accessibility Statement
  • Privacy Policy