Government

Bank of North Dakota serves as the depository agency and provider of banking services for all North Dakota agencies.

Automated Clearing House (ACH)

Originate ACH payments, process payroll files, accounts payable files and move money electronically. Click here to learn more about Automated Clearing House (ACH).

BND Direct-Cash Management

Features include ACH services, Balance Reporting, Bank Reporting, Book Transfers, Wire Transfers and Account Administration. Click here to learn more about BND Direct-Cash Management.

Bond Registrar

BND maintains the registry for bond owners and the balances held for municipal bonds. Click here to learn more about Bond Registrar.

Certificates of Deposit

CDs are available in any amount starting at $100. Click here to learn more about Certificates of Deposit service.

Checking and Savings Accounts

Your BND Checking Account allows you to efficiently manage your funds on a daily basis. Your BND Savings account allows you to easily manage longer term funds. Click here to learn more about Checking and Savings Accounts.

Disputed Royalty Payments

BND serves as a depository agent for disputed royalties. Click here to learn more about Disputed Royalty Payments.

Escrow Agent

BND acts as a neutral third party to hold assets, invest and oversee distribution of the funds. Click here to learn more about Escrow Agent service.

Government Security Purchases

Customers may request the purchase or sale of any government security through BND with corresponding safekeeping fees for deliveries waived. Click here to learn more about Government Security Purchases.

Merchant Services

BND coordinates acceptance of credit card payments for all state agencies. State agencies, boards, commissions and higher education institutions are required by Century Code to use BND’s merchant services program for credit card processing. Click here to learn more about Merchant Services.

Oil and Gas Cash Bond

BND provides a cash bond in lieu of a surety bond. Click here to learn more about Oil and Gas Cash Bond service.

Paying Agent

BND distributes payments to bondholders on behalf of the issuer. Click here to learn more about the Paying Agent service.

Positive Pay

BND can electronically compare and match your issued checks with cleared items and present exceptions for you to review daily. Click here to learn more about the Positive Pay service.

Remote Deposit Capture

Checks can be scanned from multiple locations and transmitted to BND for deposit to your account. Click here to learn more about Remote Deposit Capture service.

Safekeeping

BND provides a safekeeping service for U.S. Treasury securities, federal agency securities, corporate bonds, municipal bonds, money market investments and mortgage-backed securities. Click here to learn more about BND’s Safekeeping service.

Trustee

BND works with the bond issuer to protect the interests of the bond holder. Click here to learn more about Trustee services.

Wire Transfers

Wire transfers move quickly and safely through BND. Domestic wires can be initiated by phone or online; international wires must be initiated by phone. The outgoing international wire deadline is 3:30 p.m. CT and domestic is 4:00 p.m. CT. Click here to learn more about Wire Transfers.