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wELCOME To
AI & Tokenization Are Redefining What’s Possible for North Dakota’s Financial Institutions
October 5-7, 2026 – Medora
Event Agenda
1:00 – 4:00 p.m. – Legislative Briefing
- Classroom South
4:30 – 5:00 p.m. – Roughrider Coin Press Conference
- Auditorium
4:30 – 6:00 p.m. – Social
- West Wing – People’s Library
6:00 – 7:00 p.m. – Fireside Chat
- Auditorium
Find Maps for the Theodore Roosevelt Presidential Library
7:30 – 9:00 a.m. – Breakfast
- East Wing – Lobby
9:00 – 10:30 a.m. – Cohort Session 1
- Phil Goldfeder – Classroom North (CN)
- Wayne Miller – Classroom South (CS)
- Marc Rehberger – Boardroom (BR)
- Erik Van Bramer – Auditorium (AU)
11:00 a.m. – 12:30 p.m. – Cohort Session 2
- Erik Van Bramer – Classroom North (CN)
- Phil Goldfeder – Classroom South (CS)
- Wayne Miller – Boardroom (BR)
- Marc Rehberger – Auditorium (AU)
12:30 – 1:30 p.m. – Lunch
- East Wing – Lobby
1:30 – 3:00 p.m. – Cohort Session 3
- Marc Rehberger – Classroom North (CN)
- Erik Van Bramer – Classroom South (CS)
- Phil Goldfeder – Boardroom (BR)
- Wayne Miller – Auditorium (AU)
3:00 – 6:00 p.m. – Free Time/Library Access
- West Wing Library Access (Sign-up sheet available for pre-registration; required for access)
5:30 – 6:00 p.m. – Social
- West Wing – Main Lobby
6:00 – 7:00 p.m. – Dinner
- West Wing – Main Lobby
7:00 – 8:00 p.m. – State of BND
- Auditorium
Find Maps for the Theodore Roosevelt Presidential Library
7:30 – 8:00 a.m. – Hot Breakfast
- East Wing – Lobby
8:00 – 9:30 a.m. – Cohort Session 4
- Wayne Miller – Classroom North (CN)
- Marc Rehberger – Classroom South (CS)
- Erik Van Bramer – Boardroom (BR)
- Phil Goldfeder – Auditorium (AU)
10:00 – 11:00 a.m. – Roughrider Coin Panel
- Auditorium
11:00 a.m. – Wrap-up
- Auditorium
Find Maps for the Theodore Roosevelt Presidential Library
Cohort Speaker Lineup
High-Tech, High-Touch: How Community Banks Can Adopt AI and Tokenization Without Losing the Relationship Advantage.
Wayne Miller, Executive Vice President | Independent Community Bankers of America
This session will give financial institutions a practical framework for using AI to improve service, productivity, and decision-making while preserving the trust and local connection that define community banking. Attendees can expect clear explanations of tokenization, stablecoins, and tokenized deposits; practical examples of where AI fits first. Wayne will provide a straightforward roadmap for evaluating these capabilities in ways that strengthen customer relationships rather than weaken them.
Policy at the Speed of Innovation: Embedded Banking, Tokenization, and the Next Regulatory Frontier
Phil Goldfeder, Chief Executive Officer | American Fintech Council
As embedded banking and tokenization reshape how financial products are built, distributed, and experienced, industry leaders face a critical challenge: enabling innovation while maintaining trust, accountability, and consumer protection. Phil will explore the evolving policy and regulatory landscape surrounding these emerging models, what it means for banks, credit unions, fintechs, and their partners, and how public-private collaboration can create clearer pathways for responsible innovation. The conversation will examine where regulation is heading, where uncertainty remains, and what the industry can do today to help shape a financial ecosystem built for what comes next.
Copilot Isn’t a Strategy: What It Actually Takes to Make AI Work at a Community Bank or Credit Union
Marc Rehberger, Principal Advisor | Anvil & Forge Advisory
Every bank and credit union has deployed something by now, a copilot, a chatbot, a POC. And most cannot say with confidence what it’s costing them. Who inside the institution actually has access to it, or whether it’s working beyond raw usage numbers. The gap between AI that gets turned on and AI that changes outcomes comes down to three practical questions:
- How success could be measured beyond activity?
- How AI spending can be controlled before it becomes a pile of unmanaged subscriptions?
- Who has access to what and does it match the risk of the decision?
Marc will walk through how financial institutions are answering those three questions in practice and open the discussion to where each institution in the room currently stands.
History and Innovations in the Payments Landscape
Erik Van Bramer, Senior Vice President | Federal Reserve Bank
From Cash usage to developments with Instant Payments and new alternatives, how has the role of the financial institution and the payments they offer changed over time? Erik will explore how future advancements and customer expectations impact the role of financial institutions
Roughrider Coin Panel
BND, Fiserv, VersaBank and First International Bank and Trust are part of the Roughrider Coin pilot test group. They will answer questions about product development, security, expectations, implementation and tease what possibilities could be next for Roughrider Coin.
Phil Goldfeder
American Fintech Council
Trent Sorbe
First International Bank & Trust
Rick Geloff
Bank of North Dakota
Shawn Clarke
VersaBank
Anaje Leslie
Fiserv
Fireside Chat: Roughrider Coin, A Strategic Look at Stablecoin Innovation in North Dakota
Don Morgan
Bank of North Dakota
Sunil Sachdev
Fiserv