Author: Bank of North Dakota

Conquering debt phobia: How to shop smart for student loans

The mere thought of paying student loans sends most college students reeling, but student debt doesn’t have to be a cause for nightmares. With careful planning and research, students can minimize their financial need and find borrowing options that will set them up for success. Check out these four keys to conquering debt phobia and Read More

Five reasons why job shadowing helps benefit your future career

Picture this. You’re a high school senior trying to decide between two different majors. On one hand, you’ve always dreamed about attending medical school, but you’re worried you won’t like working long hours at the clinic. On the other hand, you love music and think you have what it takes to be a band teacher, Read More

If you build it, employers will come: How to “cleanup” your resume game

The number one way to set yourself up for success in college and beyond is to develop a killer resume that leaves a lasting impression on employers and college admission counselors. Your resume should include everything from extracurricular involvement and volunteer work to internships and summer jobs. But that’s not all. Resumes should also give Read More

Five simple, cost-effective ways to decorate your college dorm

The store aisles are buzzing. Soon-to-be college students are paging through lists of dorm necessities and shelling out hundreds of dollars for futons, mini fridges and Keurig coffeemakers. New roommates are already arguing over matching bedspreads and wall décor. What is the cause of all this madness? It could be nothing less than back-to-school shopping. Read More

Planning a summer road trip? Don’t forget to make a college visit.

Summer is the perfect time to travel, explore new places and visit friends and family. But before you get too busy planning your next vacation destination, make time to schedule a pit stop at one of your top college choices. A buffet of college options When making a college decision, it’s important to determine what Read More

Ho Ho Ho Where Did My Package Go?

Cyber scammers don’t take any time off for the holiday season. In fact, they’re working overtime to take advantage of the spirit of giving. Giving to them, that is. By now consumers know that packages left outside their homes are up for grabs by package pilferers. Consider those the good old days. The latest cyber Read More

Shop Securely This Holiday Season

It’s that time again and it’s never a bad thing to remind everyone about good security practices for keeping your money and identity safe during Black Friday, Small Business Saturday, and Cyber Monday shopping. Cyberthieves are just as excited about this time of year as everyone else. That’s because they can make off with a Read More

Bringing building blocks to the community

It’s been said that it takes a village to raise a child. To help care for the children of a growing city like Bottineau, it takes much more. Like many communities in North Dakota, Bottineau has seen an increasing demand for childcare and preschool services as new families move in to take advantage of opportunities Read More

The heart and soul of caring for animals

Justin Voll, President of First International Bank & Trust, remembers a time when the future of Watford City’s veterinary business was in question. The city’s longtime veterinarian had closed his practice after experiencing health issues. “Watford City was lucky enough to have a longtime vet, Dr. Nelson, in town for many years. There was uncertainty Read More

Boutique offers sustainable fibers

Ashley Decker won’t be offended if you call her a “crunchy hippy.” In fact, it’s a term she embraces. As the owner and operator of Whole Life Wellness, she’s looking to introduce more people in Grand Forks and beyond to the benefits of organic Fair Trade clothing and bedding. “We’re looking not only at the ethics of Read More

Automating for the future of dairy

Being a dairy farmer in North Dakota is a demanding profession. Dairying is time-intensive, highly dependent on milk and feed prices, and doesn’t allow for long, carefree vacations. Few know this better than Dwane and Joan Wanzek, owners and operators of a 350-cow dairy farm near Jamestown, ND. Since starting with a few of his Read More

Prime Rates change

For the first time in seven years, the Federal Reserve raised its interest rates and other banks have followed suit.

Growth in Valley City

Jennifer Feist, director of development for the Valley City – Barnes County Development Corporation, counts Flex PACE as an important tool to build business in her region. With more than a dozen projects in different phases of using Flex PACE, it has been instrumental in expanding businesses, purchasing property, and developing new businesses. Flex PACE Read More

Consolidate all your student loans

The DEAL One Loan allows North Dakota residents to consolidate all of their student loans: DEAL, federal and private/alternative loans, into one loan with a fixed or variable interest rate. There are no loan fees. Borrowers do not need to have an existing student loan with BND to take advantage of the program; they must Read More

Farming Tradition

The tradition of agriculture is strong in North Dakota. Farming operations are often passed from one generation to the next. This holds true for one young farmer in eastern North Dakota as he looks to purchase land from his father. To fund the venture, the farmer turned to the same program his father used to Read More

Farming and Ranching Goals

North Dakota’s farmers and ranchers are well-known for their entrepreneurial spirit. Whether born from necessity or curiosity, many of them desire new opportunities while maintaining the family farm or ranch. The Ag PACE program at Bank of North Dakota was created for this purpose. When an established farming family approached their local financial institution to Read More