Author: Bank of North Dakota

May is the perfect month to recognize and celebrate 529 college savings plans. Why? Because like May flowers–with investment and time—they grow. Bank of North Dakota and KX News Network have partnered and are celebrating 529 plans in May by giving away five $529 contributions. Visit the collegesave4u.com to enter the drawing. Registration ends May Read More

Bismarck- The North Dakota Industrial Commission today authorized the Bank of North Dakota (BND) to provide two financing programs to assist North Dakota businesses in obtaining long-term, low-interest loans to assist in the state’s economic recovery from the COVID-19 pandemic. The loan programs will help both small and large businesses to secure working capital and Read More

Bismarck – Bank of North Dakota announced that its College SAVE 529 plan is sponsoring the EVERFI National Financial Bee, taking place April 20-30, 2020. The National Financial Bee is a first-of-its-kind nationwide financial literacy challenge for students in grades 7-12. To participate in the National Financial Bee, students may complete five 15-minute modules before Read More

With all the novel corona virus news going around, it can be difficult to know what is truth and what is fiction. Especially with all the information flying about regarding the financial stimulus that was approved by Congress. So, here are a few things to know about the upcoming increase in your account balance and Read More

Most of us rapid fire text messages every day without a second thought. In fact, the average person sends 67 SMS (Short Message Service) texts a day, with 6 billion sent daily in the U.S. alone. Would any of us ever imagine that every one of those texts are up for grabs for any bad Read More

This program provides relief for North Dakota farmers and ranchers negatively impacted by extreme weather conditions in 2019. BND has set aside $300 million for this program. Funds will be allocated on a first-come basis. Applications will be accepted until June 30, 2020 at 5 p.m. CT. Loan Terms Chattel: Up to a 10-year amortization Read More

This program is designed to assist with feed costs for livestock producers who can establish an expected shortfall in the amount of feed needed to sustain existing breeding livestock and backgrounding livestock operation levels for those impacted by the 2019 extreme weather conditions. Applications will be accepted until June 30, 2020 at 5 p.m. CT. Read More

Bismarck- The North Dakota Industrial Commission today approved a second Bank of North Dakota (BND) loan program to help the state’s farmers and livestock producers cover operating shortfalls and term debt payments, and to restructure existing debt. The Ag Disaster Relief Loan Program allows up to a 10-year amortization for chattel and up to a Read More

The Better Business Bureau’s Scam Tracker has been very busy. The organization posted a scam alert involving Outlook and Google Calendar users and fake events posted to their accounts. “Calendar spam” is a new and very real problem that can lead to stolen identity and malware. Users can sync Google and Outlook, so a bogus Read More

With malware attacks, it’s long believed that Mac and Apple devices are generally safer than their Android counterparts. Although Apple owners may find comfort in that, hacking trends are changing in a way that’s not comforting at all. These days, hackers are pushing their malware onto all devices, including Apple in ways that are not Read More

We get a lot of mail, even these days when so much of our communication is done electronically. Granted, most of it is not of interest to most of us and it goes directly into the trusty “File 13.” However, those pre-approved credit card applications, loan re-finance offers, bank statements, and the like are all Read More

BND’s College SAVE plan is thrilled to be joining Pride of Dakota members across the state this fall and winter at Harvest Showcase and Holiday Showcase events. Stop by our booth for answers to your questions about paying for college and to have photos taken of the children in our life – your ‘pride and Read More

Financial institutions and hacking go hand-in-hand these days and keeping your bank account and credit from being the next victim is more important than ever. The safest approach, although the least favorite, is assuming that if your data hasn’t yet been hacked that at some point it will be. Hacking banks and their account holders Read More

Bismarck – Bank of North Dakota (BND) is celebrating 100 years this month. In honor of its centennial anniversary, the Bank is holding special events including a celebration at its location, a College SAVE promotion, and the launch of TheBNDStory.nd.gov. These events complement the previously released “The Bank of North Dakota | From Surviving to Read More

Word has it that some of us like to share our financial transactions with our friends…or in some cases the entire world. A researcher in Berlin found that nearly 210 million Venmo transactions were available for download to anyone who could find them. The researcher claimed to download 57,600 transactions per day, even after Venmo (owned Read More

There’s a new malware attacking financial institutions according to a recent report by Kaspersky Lab. Since 2013 and possibly earlier, an advanced keylogging hack on Mexican banks was discovered using spearphishing and infected USB devices to gain access to bank accounts. Although the campaign, called Dark Tequila, specifically targeted Mexican banks, there’s no reason to believe Read More

The latest Kaspersky Lab report Spam and Phishing 2018 sheds a huge spotlight on the most popular hacking technique to date. In 2018, 482 million bogus websites were sent to inboxes everywhere. Users were hit with email phishing, including fake website pages. Never known to miss an opportunity, hackers used creative topics for lures, including the 2018 Read More

Bismarck – In celebration of its 100th anniversary in 2019, Bank of North Dakota (BND) has released a limited edition commemorative coin available in pure silver or antique brass. Only 750 silver coins and 650 antique brass coins are available for purchase online at bnd.nd.gov/store through the Dakota Institute collection, managed and marketed by Bismarck Read More

Bismarck, ND – Just one month before entering its 100th anniversary year, Bank of North Dakota has released the book, “The Bank of North Dakota – From Surviving to Thriving.” It is the third book ever written about the only state-owned bank in the country and chronicles the Bank’s first century, covering a history rich Read More

For many college students, the independence that comes with living off campus teaches valuable life skills, such as paying bills, cooking, cleaning and managing a household. But sometimes the responsibilities of off-campus living can be a bit overwhelming. You need to learn how to navigate lease terms and communicate with your landlord. Here are a Read More

Imagine you’re shopping online for back-to-school shoes when you spy an amazing pair of Nikes. They’re your favorite color, they have the perfect amount of traction and they only cost… $145. Whoa. Now you have a real dilemma on your hands. You don’t get your paycheck for another three weeks and even then you won’t Read More